Owning a Business - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business en-US Show Them the Love: Low-Cost, High-Value Employee Benefits http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Show-Them-the-Love-Low-Cost-High-Value-Employee-Benefits http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Show-Them-the-Love-Low-Cost-High-Value-Employee-Benefits As a small business owner, you are probably aware of the importance of offering a basic employee benefit package that includes health and disability insurance, and a retirement savings plan. However, recruiting and retaining top talent often requires going above and beyond the basics. By offering creative, low-cost benefit programs, you can differentiate your business from other potential employers.

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Wed, 16 Oct 2013 11:53:15 EDT
Home Office Deduction Rules Get a Remodel http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Home-Based-Businesses/Home-Office-Deduction-Rules-Get-a-Remodel http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Home-Based-Businesses/Home-Office-Deduction-Rules-Get-a-Remodel If you run a business out of your home, it's important to understand the associated federal income tax deductions that you might be entitled to. That's especially true this year, with new rules that make it easier than ever for some to claim a deduction.

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Wed, 14 Aug 2013 18:42:24 EDT
As a business owner, what should I know about using temporary workers? http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/As-a-business-owner-what-should-I-know-about-using-temporary-workers http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/As-a-business-owner-what-should-I-know-about-using-temporary-workers

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Wed, 28 Nov 2012 10:20:59 EST
What is a captive insurance company? http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/What-is-a-captive-insurance-company http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/What-is-a-captive-insurance-company Read the Answer »

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Tue, 07 Aug 2012 14:32:31 EDT
Natural Disaster Planning for Small Businesses http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Natural-Disaster-Planning-for-Small-Businesses http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Natural-Disaster-Planning-for-Small-Businesses Whether your small business survives a natural disaster may depend as much (if not more) on the plans you put in place now, before a disaster occurs, as on what you do after a disaster strikes. Here are some disaster preparedness ideas for you to consider for your small business.

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Tue, 10 Jul 2012 12:18:45 EDT
Four Planning Considerations for Every Small Business Owner http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Four-Planning-Considerations-for-Every-Small-Business-Owner http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Four-Planning-Considerations-for-Every-Small-Business-Owner If you are a small business owner or thinking of becoming one, here are some things you should consider.

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Fri, 01 Jun 2012 16:48:19 EDT
Business Owner Succession Planning http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Business-Owner-Succession-Planning http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Business-Owner-Succession-Planning Every successful business owner must eventually face the question: What will happen to my business when I become disabled, retire, or die? Sooner or later, you will generally need to identify someone to transfer your ownership interest to family members, co-owners, key employees, or an outside party. Without a succession plan, the business may need to be liquidated.

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Mon, 12 Mar 2012 12:02:48 EDT
What kind of insurance coverage do I need for my small business? http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/What-kind-of-insurance-coverage-do-I-need-for-my-small-business http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/What-kind-of-insurance-coverage-do-I-need-for-my-small-business Read the Answer »

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Fri, 22 Jul 2011 02:37:20 EDT
Understanding Your Business Owners Policy http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/Understanding-Your-Business-Owners-Policy http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/Understanding-Your-Business-Owners-Policy If you're a business owner, it's important that you understand your business owners insurance policy. Its Declarations Page holds important information, including the limits of insurance for your buildings (Coverage A) and business personal property (Coverage B), liability coverage, and any optional coverage and conditions that apply. Be aware of the out-of-pocket deductible you'll pay if there's a loss, and consult an insurance agent to help you understand the exclusions listed in the policy. For protection beyond the basic policy, there are optional coverages you can purchase.

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Fri, 22 Jul 2011 02:35:48 EDT
Professional Liability Coverage http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/Professional-Liability-Coverage http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Insuring-a-Business/Professional-Liability-Coverage If you are (or hold yourself to be) an expert, professional liability coverage should be part of your business insurance plan. Known by several other names, this type of coverage protects you and your business if you're sued and found liable. The high cost of defending your business in a lawsuit is another reason to carry this insurance. Two main types of coverage are available, and both are concerned with the term or time period your policy is in force. Ask your peers or research this coverage with your association or trade group.

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Fri, 22 Jul 2011 01:44:28 EDT