Small Business Owners - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/index.php/Life-Stages/Small-Business-Owners en-US Filing Your 2013 Federal Income Tax Return http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/Filing-Your-2013-Federal-Income-Tax-Return http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/Filing-Your-2013-Federal-Income-Tax-Return For most people, the due date for filing a 2013 federal income tax return is April 15, 2014. Here are a few things to keep in mind this filing season.

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Wed, 19 Feb 2014 15:30:16 EST
Rules Eased for Health FSAs http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/Rules-Eased-for-Health-FSAs http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/Rules-Eased-for-Health-FSAs Recent changes announced by the Internal Revenue Service (IRS) modify the "use-it-or-lose-it" rule that applies to health flexible spending arrangements (FSAs). Plan sponsors will now have the option of allowing participants in health FSAs to carry over up to $500 of unused funds in a health FSA to the following plan year.

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Thu, 09 Jan 2014 14:37:22 EST
What You Need to Know about the Health Care Law http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Health-Care-Reform/What-You-Need-to-Know-about-the-Health-Care-Law http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Health-Care-Reform/What-You-Need-to-Know-about-the-Health-Care-Law Are you covered? The Affordable Care Act, otherwise referred to as health care reform, requires those who are uninsured to get health insurance. While the start dates of some key programs have been postponed, enrollment in health insurance programs is expected to begin this fall and several other key provisions of the act are becoming effective in the new year. Here are some insights and advice to help you understand what these changes mean.  

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Wed, 16 Oct 2013 13:46:02 EDT
Show Them the Love: Low-Cost, High-Value Employee Benefits http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Show-Them-the-Love-Low-Cost-High-Value-Employee-Benefits http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Business-Planning-Basics/Show-Them-the-Love-Low-Cost-High-Value-Employee-Benefits As a small business owner, you are probably aware of the importance of offering a basic employee benefit package that includes health and disability insurance, and a retirement savings plan. However, recruiting and retaining top talent often requires going above and beyond the basics. By offering creative, low-cost benefit programs, you can differentiate your business from other potential employers.

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Wed, 16 Oct 2013 11:53:15 EDT
When Is Market Volatility Most Dangerous? http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/When-Is-Market-Volatility-Most-Dangerous http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/When-Is-Market-Volatility-Most-Dangerous Read More »

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Wed, 14 Aug 2013 18:48:24 EDT
Home Office Deduction Rules Get a Remodel http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Home-Based-Businesses/Home-Office-Deduction-Rules-Get-a-Remodel http://www.360financialliteracy.org/index.php/Topics/Owning-a-Business/Home-Based-Businesses/Home-Office-Deduction-Rules-Get-a-Remodel If you run a business out of your home, it's important to understand the associated federal income tax deductions that you might be entitled to. That's especially true this year, with new rules that make it easier than ever for some to claim a deduction.

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Wed, 14 Aug 2013 18:42:24 EDT
The American Taxpayer Relief Act of 2012 http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/The-American-Taxpayer-Relief-Act-of-2012 http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Tax/The-American-Taxpayer-Relief-Act-of-2012 The new year started with some political drama, as Congress passed legislation on January 1, 2013, to prevent the country from going over the "fiscal cliff." The American Taxpayer Relief Act of 2012 (ATRA) permanently extends a number of major tax provisions and temporarily extends many others. The legislation also temporarily postpones major automatic spending cuts that were scheduled to take place at the beginning of the year. Here's what you need to know.

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Tue, 19 Feb 2013 20:32:04 EST
On the Precipice: The "Fiscal Cliff" http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Financial-Reform/On-the-Precipice-The-Fiscal-Cliff http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Financial-Reform/On-the-Precipice-The-Fiscal-Cliff Read More »

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Tue, 27 Nov 2012 16:45:13 EST
Year-End Investment Planning and the Fiscal Cliffhanger http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Financial-Reform/Year-End-Investment-Planning-and-the-Fiscal-Cliffhanger http://www.360financialliteracy.org/index.php/Topics/Recent-Legislation/Financial-Reform/Year-End-Investment-Planning-and-the-Fiscal-Cliffhanger Investment planning at the end of 2012 revisits issues that have complicated the planning process for the last two years--tax cut extensions and spending cuts designed to reduce the U.S. budget deficit. Uncertainty about both and whether they will lead to what's been called a "fiscal cliff" in 2013 is likely to affect year-end investment planning yet again.

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Mon, 15 Oct 2012 17:01:00 EDT
The Investment Policy Statement: A Portfolio's Road Map http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/The-Investment-Policy-Statement-A-Portfolio-s-Road-Map http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/The-Investment-Policy-Statement-A-Portfolio-s-Road-Map In some cases, investors choose to authorize a money manager to make the actual investing decisions for their portfolio rather than simply make recommendations. In such cases, it can be valuable to have a mechanism for making sure in advance that investor and manager are on the same page.

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Tue, 18 Sep 2012 16:32:04 EDT