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Question for the Money Doctors

Question submitted on Aug 20, 2013.


i am 28 and graduated from uf with an architecture degree and realized I wanted to become a neurosurgeon. I am taking my medical exam this September. i have $67k in student debt. 36k federal and 31k private. Chase is demanding their money and I only make $2500 as I have been studying for my medical exam. I do not know what to do . I live with my grandmother.


Please do not ignore Chase. Private student loans have different rules than the federal student loans. Please contact Chase and talk to them about a Short-Term Hardship Forbearance. This will temporarily postpone payments.&nbsp&nbsp This will buy you some time before you go back to school.

Since you have graduated, your deferments have ended and payments are now required.

There are many scholarships available for medical school, especially when you pick a field that has a shortage and a need. These scholarships can be outright grants or student loan repayments. Please check with the financial aid offices of the various medical schools you plan on attending.

You are in for a long journey. Please do some careful planning so you will not have a lot of student loan debt when you graduate. Please contact a local CPA/PFS (visit to help you review the financial concerns of your plans.

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