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Question for the Money Doctors

Question submitted on Jan 9, 2014.

Question

Me and my wife both make a pretty decent salary with only one child, but somehow we are always living paycheck to paycheck and saving very little. If we do save we somehow end up having to take from the savings on a regular basis. Is there a business that offers a service that will sit down with us and look at all of our expenses to help us figure out how much we could be saving each month. Budget planning, etc?

Answer

You should seek out a Personal Financial Specialist (www.findacpapfs.org) to help you with spending, budgeting and cash flow planning. A PFS is a personal financial planning specialist that has passed rigorous training experience requirements in the various areas of personal financial planning including budgeting and cash flow planning. In addition, below are a couple of helpful websites if you want to attempt this on your own. https://www.360financialliteracy.org/.


For additional information visit http://www.360financialliteracy.org/