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My mother and husband bought insurance policies together and my father expired 5 days ago. We called the insurance company and they told me that she had been changed. She was unaware of this change and needs the policy to pay for his final expenses. What is the law about changing the spouse in California if the policy was purchased together with community funds...
Submitted Dec 15, 2014
I have a life insurance policy of a 100,000. It has a cash out of approx 16,500 . I need this to do work on my home. Can I cash it out and close it without paying income tax.
Submitted Dec 8, 2014
i live in the state of Pennsylvania. My father lived with my husband and myself. He has Parkinson and Dementia and needs to be in a nursing home. He has Medicare/Highmark Blue Cross AARP but know i need to understand Medicaid. I have heard some things about the application process but i need to get a clear understanding for the laws in my state, so that i can...
Submitted Dec 1, 2014
I have 500 shares of Dow stock purchased with an employer incentive program. (I have had 400 shares for over 1 year. I just purchased the other 100 this month). I purchase 100 shares per year. I have approximately $50,000 worth of student loan debt. The highest interest rate I have on my Student loans is 6.5%. Should I sell my Dow stock and use it to pay my...
Submitted Nov 8, 2014
If I'm married but have an individual savings account with a beneficiary (my son) other than my spouse, if I die can my spouse still get access to the savings account even though he is not the beneficiary?
Submitted Dec 2, 2014
MY HUSBAND AND I HAVE A MECHANIC BUSINESS AND HAVE THREE GROWN CHILDREN. OUR ONLY SON WORKS IN THE SHOP PART OF IT AND ONE DAUGHTER WORKS THE OFFICE PART OF IT. OUR DAUGHTER WORKING IN THE OFFICE IS NOT RELIABLE AND HAS STOLEN LARGE AMOUNTS OF MONEY FROM THE SHOP AND LEFT US IN FINANCIAL HARDSHIP FOR SEVERAL YEARS. MY HUSBAND AND I WOULD LIKE TO RETIRE AND PASS THE...
Submitted Nov 25, 2014
IF MY SON BUYS A HOME AND HIS GIRLFRIEND MOVES IN - IF THEY BREAK UP DOES SHE GET THE HOUSE. SHE IS NOT ON THE DEED OR MORTGAGE
Submitted Dec 1, 2014
is it true that when you file for bankruptcy you will look your house if you are a home owner ... because this is how creditors will be paid.
Submitted Nov 4, 2014
My mother in law change her beneficiary on her life insurance policy on the day of her death. The insurance company has no made the changes. I would like to know will the new changes be honored? Thank you
Submitted Nov 17, 2014