Couples - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/Life-Stages/Couples en-US Married Filing Jointly or Separately? The Choice Is Yours http://www.360financialliteracy.org/Topics/Taxes/Paying-Taxes/Married-Filing-Jointly-or-Separately-The-Choice-Is-Yours http://www.360financialliteracy.org/Topics/Taxes/Paying-Taxes/Married-Filing-Jointly-or-Separately-The-Choice-Is-Yours Read More »

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Wed, 19 Feb 2014 15:39:17 EST
The Frugal Habits of Millionaires http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires We've all heard the saying "It takes money to make money." So how can you find extra dollars to save and invest? If you're looking to improve your financial position, consider putting some of these habits into practice.

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Wed, 19 Feb 2014 15:35:06 EST
Filing Your 2013 Federal Income Tax Return http://www.360financialliteracy.org/Topics/Recent-Legislation/Tax/Filing-Your-2013-Federal-Income-Tax-Return http://www.360financialliteracy.org/Topics/Recent-Legislation/Tax/Filing-Your-2013-Federal-Income-Tax-Return For most people, the due date for filing a 2013 federal income tax return is April 15, 2014. Here are a few things to keep in mind this filing season.

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Wed, 19 Feb 2014 15:30:16 EST
Think Outside the Shoe Box When Organizing Financial Records http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records If you've ever had trouble finding an important financial document, you know why it's necessary to keep your financial records organized. Less clutter means less stress, and though you'll need to commit a bit of time up front to organize your files, you can save time and money over the long term when you can find what you need when you need it.

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Thu, 16 Jan 2014 14:38:20 EST
Don’t Make These Five Online Shopping Mistakes http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes Online spending in the United States is expected to hit $370 billion by 2017, up from $262 billion in 2013, according to Forrester Research. Consumers were most likely to shop for books, stationery or office supplies, followed by apparel and consumer electronics, based on an NPD Group study. Online shopping can be a great convenience, but there are steps you should take to ensure a safe and satisfying experience. Here are five mistakes to avoid.

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Thu, 14 Nov 2013 13:55:35 EST
Take Control of Holiday Spending! http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending What are your holiday shopping plans this year? American retail holiday spending totaled about $580 billion in 2012, according to the National Retail Foundation, up 3% from the previous year. This is clearly a time of year when people dig deep into their pockets to pay for holiday gifts and celebrations, but that doesn’t have to put a dent in your budget. 

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Thu, 14 Nov 2013 13:50:38 EST
What You Need to Know about the Health Care Law http://www.360financialliteracy.org/Topics/Recent-Legislation/Health-Care-Reform/What-You-Need-to-Know-about-the-Health-Care-Law http://www.360financialliteracy.org/Topics/Recent-Legislation/Health-Care-Reform/What-You-Need-to-Know-about-the-Health-Care-Law Are you covered? The Affordable Care Act, otherwise referred to as health care reform, requires those who are uninsured to get health insurance. While the start dates of some key programs have been postponed, enrollment in health insurance programs is expected to begin this fall and several other key provisions of the act are becoming effective in the new year. Here are some insights and advice to help you understand what these changes mean.  

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Wed, 16 Oct 2013 13:46:02 EDT
Plan Now for a Year-End Investment Review http://www.360financialliteracy.org/Topics/Investor-Education/Researching-and-Managing-Investments/Plan-Now-for-a-Year-End-Investment-Review http://www.360financialliteracy.org/Topics/Investor-Education/Researching-and-Managing-Investments/Plan-Now-for-a-Year-End-Investment-Review You might not enjoy sitting down to do year-end investment planning, but at least this fall you can make plans with greater certainty. For the last three years, investment planning has meant trying to anticipate possible changes in tax law; for tax year 2013 and beyond, you know for sure how income, capital gains, and qualifying dividends will be taxed. That gives you an opportunity to fine-tune your long-term planning, or to develop a plan if you've postponed doing so. Here are some factors to keep in mind as the year winds down.

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Wed, 02 Oct 2013 13:50:41 EDT
Why You Need a Power of Attorney and Medical Directive http://www.360financialliteracy.org/Topics/Retirement-Planning/Retirement-Planning-Basics/Why-You-Need-a-Power-of-Attorney-and-Medical-Directive http://www.360financialliteracy.org/Topics/Retirement-Planning/Retirement-Planning-Basics/Why-You-Need-a-Power-of-Attorney-and-Medical-Directive Read More »

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Tue, 17 Sep 2013 11:28:01 EDT
Famous People Who Failed to Properly Plan http://www.360financialliteracy.org/Topics/Retirement-Planning/Estate-Planning-Basics/Famous-People-Who-Failed-to-Properly-Plan http://www.360financialliteracy.org/Topics/Retirement-Planning/Estate-Planning-Basics/Famous-People-Who-Failed-to-Properly-Plan It's almost impossible to overstate the importance of estate planning, regardless of the size of your estate or the stage of life you're in. A close second to the need to plan your estate is getting it done correctly, based on your individual circumstances. You might think that those who are rich and famous would be way ahead of the curve when it comes to planning their estates properly, considering the resources and lawyers presumably available to them. Yet, there are plenty of celebrities and people of note who died with inadequate (or nonexistent) estate plans.

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Tue, 17 Sep 2013 11:14:00 EDT