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Check back for the latest 360 Degrees of Financial Literacy content. 

Credit & Debt

  • Sep 27, 2019

    How do you get an ideal credit score?

    Whenever you apply for credit, whether it's a credit card, car loan, mortgage or even to lease an apartment, the lender will take a look at your credit history as well as a version of your credit score. What many people don't know is that credit scores are not a universal thing – there are several different companies that offer this service, and while the factors they use in giving you a score are often similar, the actual formula they use differs and will yield different scores.

  • Sep 27, 2019

    What matters to your credit score and what doesn't

    There is a lot of misinformation out there about what elements of your financial life make up your credit score, what effects it and what doesn't. Here's a run-down of the things that do matter as well as common things that people often think matter, but don't.

  • Sep 27, 2019

    Should I take a payday loan?

    Payday loans have gotten a bad rap, but there's a reason they exist. The good news is that recent rules and regulations have cracked down on the amount of interest that these lenders can charge, but the bad news is that they can still quickly get you into a financial hole that could be really hard to get out of.


  • Aug 20, 2019

    Next level strategies to make the most of your HSA

    Now that you understand how an HSA can help you, how about some strategies to really max out its value.

  • Aug 07, 2019

    Managing Your 2019 Taxes

    While there are no major tax law changes for 2019, the ripple effect of the 2018 changes may still be felt for a few years to come. Now that we've all been through one year of the new law, it's a good idea to review what changed and make sure that filing your 2019 taxes doesn't lead to an unexpectedly large balance due or refund.

  • Jun 21, 2019

    Making the Most of Personal Deductions

    Why pay more taxes than you have to? If you understand the rules, you can take advantage of legitimate tax breaks and minimize your taxable income. Part of your tax planning should include making use of personal deductions.

Spending & Saving

  • Sep 27, 2019

    How to Get Cash in a Pinch

    If you've ever found yourself in a pinch when it feels like your financial world is crashing down around you, you know what it's like to need money STAT. When you find yourself having to go in to survival mode to stay afloat, it can be easy to make money moves to help you today that you end up regretting down the road.

  • Sep 27, 2019

    How to use your HSA & 401(k) together for financial independence

    Chances are that when you think of a Health Savings Account (HSA), your first thought probably isn't about retirement savings, but for many people, it's a great vehicle for future financial needs.

  • Aug 15, 2019

    Should you pay your kids an allowance?

    Generally speaking, using an allowance can be a great way to teach your kids valuable money habits early on in life. There is much debate over whether to tie the allowance to household chores, good behavior or other factors that are presumably within your child's control, but many experts recommend at least making a portion of what you give them a consistent amount regardless of their behavior – helping out with appropriate household chores should be expected regardless of whether you get paid, and consistency is important in solidifying some of the financial habits you're trying to teach.


  • Aug 16, 2019

    College Costs 101

    The average cost of college among public and private institutions continues to increase at a slow and steady pace each year. Want to go to college but not sure how to fund it? Check out this video featuring Sean Stein Smith, CPA, CGMA and member of the AICPA’s National CPA Financial Literacy Commission to learn more.