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Check back for the latest 360 Degrees of Financial Literacy content. 

Credit & Debt

  • Aug 15, 2019

    What's a 529 savings plan?

    A 529 savings plan is a type of account that you can use to save for qualified education expenses. Many parents choose to save into a 529 account as a way to set aside money for their children's future education, although a 529 can be opened and used for anyone, even your own education!

  • Aug 15, 2019

    Should I do a balance transfer?

    One way to help the money you're paying toward credit card debt go farther in paying down your balance sooner is to make sure you've gotten the interest rate on the debt as low as possible. One way to do that is to transfer your balance to a new card with a lower interest rate. These offers often come with promotional rates where it starts out low but then jumps up after a certain number of months. There are definitely pros and cons to this strategy, but there are also a few things to consider. 

  • Jul 30, 2019

    Should I refinance my student loans?

    One way to either lower your student loan payments or pay them off faster at the same payment you're using today is to refinance them. However, before you start looking into the various options that are out there offering lower rates, you want to be very clear on the benefits you may be giving up, particularly when you're refinancing federal student loans.


  • Aug 20, 2019

    Next level strategies to make the most of your HSA

    Now that you understand how an HSA can help you, how about some strategies to really max out its value.

  • Aug 07, 2019

    Managing Your 2019 Taxes

    While there are no major tax law changes for 2019, the ripple effect of the 2018 changes may still be felt for a few years to come. Now that we've all been through one year of the new law, it's a good idea to review what changed and make sure that filing your 2019 taxes doesn't lead to an unexpectedly large balance due or refund.

  • Jun 21, 2019

    Making the Most of Personal Deductions

    Why pay more taxes than you have to? If you understand the rules, you can take advantage of legitimate tax breaks and minimize your taxable income. Part of your tax planning should include making use of personal deductions.

Spending & Saving

  • Aug 20, 2019

    What is an HSA and how can it help me?

    More and more people these days are talking about HSAs, which stands for Health Savings Accounts. Often the first time you'll hear about it is through work, as more employers encourage the usage of these plans, but you can also find HSA-eligible healthcare plans on the open marketplace as well.

  • Aug 15, 2019

    Should you pay your kids an allowance?

    Generally speaking, using an allowance can be a great way to teach your kids valuable money habits early on in life. There is much debate over whether to tie the allowance to household chores, good behavior or other factors that are presumably within your child's control, but many experts recommend at least making a portion of what you give them a consistent amount regardless of their behavior – helping out with appropriate household chores should be expected regardless of whether you get paid, and consistency is important in solidifying some of the financial habits you're trying to teach.

  • Jun 21, 2019

    18 Ideas for a ‘Fiscally-Responsible’ Wedding

    Here are 18 ideas to help you prioritize that ever after, starting on that one perfect day. 


  • Aug 16, 2019

    College Costs 101

    The average cost of college among public and private institutions continues to increase at a slow and steady pace each year. Want to go to college but not sure how to fund it? Check out this video featuring Sean Stein Smith, CPA, CGMA and member of the AICPA’s National CPA Financial Literacy Commission to learn more.