Even with a solid financial plan, it’s possible that situations will arise beyond your control that negatively impact your finances. Natural disasters impact millions of Americans a year, and while the headlines often focus on the physical damage and the residents who are displaced – they can wreak havoc on your bank account. In addition to Mother Nature, Americans also need to be prepared to deal with a wide variety of financial scams. And the dominant role the internet plays in our society means that your financial information can be at risk every time you visit the web. This section gives you tips from CPAs about how to plan for the unexpected and what to do if your finances are thrown a curveball by a natural disaster of a financial fraudster.