- 4 Best Practices in Loan Consolidation
Loan consolidation may sound like a great way to gain greater control of your debt, but it’s not always the right option in all situations. Follow these four steps to decide what’s best for you:
- Balancing Debt Repayment and Savings
Here’s the scenario: You’d like to start saving toward a home, but you’ve got a new baby and you’ve racked up a lot of credit card debt. Or maybe your kids are nearing college age and you know tuition will cost a lot, but you still have some outstanding debts hanging over your head. How can you decide between saving for important goals and paying down debt balances? It’s all a matter of balance. Here are some rules of thumb.
- Be Done with Debt! 5 Ways to Do It
Do you keep up with all your debt payments but feel you can never get ahead or completely erase any of those outstanding balances? Here are five smart steps that can help you gain greater control of your debt situation.