Credit Cards and Reports
- 6 Tips for Living without Credit Cards
The number of Americans who use credit cards has fallen to an all-time low, according to a recent Gallup poll, with about one-third going plastic free. And there may be a generational shift occurring, since nearly two-thirds of Millennials don’t have credit cards, based on data from Bankrate and Princeton Survey Research Associates International. So how can you join them in living without the plastic?
- Credit Cards: The Pros and Cons
Credit cards often get a bad reputation, but the truth is they can be a key financial tool if used responsibly. Here are some of the top advantages and disadvantages to consider before you add a shiny new card to your wallet.
- Understanding Your Credit Score (and Why It Matters)
What’s your credit score? If you don’t know, it’s a good idea to find out because this simple number can have an important impact on your financial life.