Credit Cards and Reports
- How do I read my credit card statement?
Figuring out what to pay on your credit card can be confusing – there are so many different numbers and balances – which ones should you pay attention to?
- What's the difference between my credit report and credit score?
There's a lot of misinformation and misunderstandings out there about credit reports versus scores. Hopefully by the time you're done reading this, you'll be clear on the difference and how both work.
- How do you get an ideal credit score?
Whenever you apply for credit, whether it's a credit card, car loan, mortgage or even to lease an apartment, the lender will take a look at your credit history as well as a version of your credit score. What many people don't know is that credit scores are not a universal thing – there are several different companies that offer this service, and while the factors they use in giving you a score are often similar, the actual formula they use differs and will yield different scores.
- What matters to your credit score and what doesn't
There is a lot of misinformation out there about what elements of your financial life make up your credit score, what effects it and what doesn't. Here's a run-down of the things that do matter as well as common things that people often think matter, but don't.
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- Credit Cards: The Pros and Cons
- Understanding Your Credit Score (and Why It Matters)
- 6 Tips for Living without Credit Cards