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I have a small life ins .policy which I have been paying on for 29 years. I have been informed that the payments of $13.00 per month will go up to approx. $60.00 for at least a year and I need to also send in a check for $250.00 as the fund for maintenance is used up. I have never borrowed any money nor missed a payment. The Life Ins. amount is $5,000.00. Is this...
Submitted Oct 20, 2016
My wife will have Medicare part B beginning in December. She also will have retirement employer coverage but we are not sure how this all works. Should we also consider getting a Medicare Supplement plan?
Submitted Sep 27, 2016
Submitted Sep 26, 2016
I am 57 and debt-free and intend to stay debt-free permanently if possible, while continuing to build my net worth. I hope I never need credit, but if something comes up and I do need it, I wonder what my credit score will be with years of no credit being used. My current credit score is 835 or higher. Short of taking on debt, is there anything I should do to...
Submitted Aug 27, 2016
I am listed on a property deed with 2 siblings. the deed gives my mother rights to live in the house until her death. I would like to take my name off the deed. would removing my name be considered a gift of real estate to my siblings? If so what tax implications would there be?
Submitted Oct 13, 2016
My husband and I have $26,000 of credit card debt. I just found this out as we are in the process of renting my father-in-law's house and preparing our house to be rented while my father-in-law is in an Alzheimer facility. I have a $20,000 inheritance that I want to use to immediately pay down our debt. My husband wants to continue to use my inheritance to pay for...
Submitted Sep 10, 2016
My wife and I are in the market to purchase our first home. We have money saved and have been continuing to save as the months go by. We have been unable to find a home that we like for around 9 months now. We have a savings of around $70K at this point. Where would be the best place to have this money work for us as we continue to search for a home? We have the...
Submitted Oct 10, 2016
My wife is retiring (66) on Nov. 30 and will have retiree health insurance in addition to Medicare A & B. Should we also consider a Medigap policy?
Submitted Oct 12, 2016
hello. i have a question about how to clear off credit card debit without having to repay back so much of the debt that i own. also, what are the best ways to build credit fast. thank you
Submitted Oct 8, 2016