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I am 57 and debt-free and intend to stay debt-free permanently if possible, while continuing to build my net worth. I hope I never need credit, but if something comes up and I do need it, I wonder what my credit score will be with years of no credit being used. My current credit score is 835 or higher. Short of taking on debt, is there anything I should do to...
Submitted Aug 27, 2016
I am listed on a property deed with 2 siblings. the deed gives my mother rights to live in the house until her death. I would like to take my name off the deed. would removing my name be considered a gift of real estate to my siblings? If so what tax implications would there be?
Submitted Oct 13, 2016
My husband and I have $26,000 of credit card debt. I just found this out as we are in the process of renting my father-in-law's house and preparing our house to be rented while my father-in-law is in an Alzheimer facility. I have a $20,000 inheritance that I want to use to immediately pay down our debt. My husband wants to continue to use my inheritance to pay for...
Submitted Sep 10, 2016
My wife and I are in the market to purchase our first home. We have money saved and have been continuing to save as the months go by. We have been unable to find a home that we like for around 9 months now. We have a savings of around $70K at this point. Where would be the best place to have this money work for us as we continue to search for a home? We have the...
Submitted Oct 10, 2016
My wife is retiring (66) on Nov. 30 and will have retiree health insurance in addition to Medicare A & B. Should we also consider a Medigap policy?
Submitted Oct 12, 2016
hello. i have a question about how to clear off credit card debit without having to repay back so much of the debt that i own. also, what are the best ways to build credit fast. thank you
Submitted Oct 8, 2016
does the liability coverage extend to an additional insured listed on the policy or just to the named insured? how about to a loss payee? Thank you
Submitted Sep 22, 2016
Submitted Sep 24, 2016
We're trying to decide whether to file for bankruptcy and which type. My question is what are considered you're assets in a bankruptcy case?
Submitted Sep 26, 2016
I am selling my primary residency and will have a sizable amount of equity from the sell. I want to use this money towards the purchase of another piece of real estate. I have not determined the real estate property that I want to purchase and may need a year or so to find it. I’m concerned about my own squandering, as well as fraud. Do you have any...
Submitted Oct 3, 2016