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Read Past Q&As

Topic:  
I have 15,000 maxed out on a single cc, paying over 150 month in interest. Should I try doing a balance transfer if possible to a new cc or a personal loan/consolidation service? Thanks in advance!
Submitted Nov 6, 2019
My Mother passed and has two retirement accounts. We are being told that the money in those accounts have to be placed in a Beneficiary IRA, or we have to pay 20% federal tax and 7% state tax. My Mother was 70 years old, and wouldn’t have paid taxes if she had withdrawn that money. Why would we be taxed when we are listed as beneficiaries?
Submitted Nov 12, 2019
I'm trying to decide if a lump sum payment is better than an annuity- two different options in a pension plan settlement. In a low interest rate environment, what factor should I consider?
Submitted Oct 8, 2019
What is the best way to get on the same page financially and eliminate debt with a couple? Do you have any free classes you recommend for couples in Indianapolis area? Either through a church, online, through the state, etc. so we can get on the same page and also meet others who are interested in being financially literate? I've been googling to not have much...
Submitted Dec 4, 2019
As Power-Of-Attorney, I have paid all of my father's remaining bills from his Credit Union savings account; this leaves a balance of approximately $40,000. He did not have a Will. Can I deplete this account at once and divide the remaining monies amongst the siblings?
Submitted Sep 16, 2019
I am 25 years old and trying to set myself up for retirement and I would like to meet with a financial planner but I do not have a ton of money to spend on one. Are there financial planners who do not cost money? I have a 401k and I have been contributing from age 23 (not much though) and I want to make sure I am setting myself up for success as the career I am in...
Submitted Sep 12, 2019
Hello! Can you please tell me what is sleeping account? And may a bank take off my money if I don't use my plastic card for a long period of time? Thank you! Best regards, Valya
Submitted Jul 19, 2019
What is the best way to save coins?
Submitted Jun 28, 2019
I want/need to make out a budget for myself. I am self employed. I'm a dog groomer & I groom dogs from my home. How can I make myself a budget if I don't know my exact income? Work varies depending on how many appointments I get & some weeks/months are busier than others. So I have no idea on what amount of income to write down in my budget.
Submitted Jul 11, 2019
What is the best way of managing a credit card which has reached its max limit while interest rates were low, was balance transferred once to a second card with a one year low interest rate which has now expired and started a high interest rate which is accumulating at a higher amount than the minimum payment. My income is very limited not allowing for any extra to...
Submitted Aug 3, 2019

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