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Read Past Q&As

Topic:  
What are the best options for an individual that's looking to invest, but only makes 40k a year before taxes?
Submitted May 2, 2019
I reach my FRA (full retirement age) this sept 2019, I am 66. If I were to start taking Social Security next year in 2020 when I turn 67, I heard the the Social Security benefits I receive when I am 67 are not taxed. Is that the case? how does the Fed tax you on Social security benefits after you reach FRA?
Submitted Apr 16, 2019
I have already did a transfer of my credit cards to a credit union. Now I want to do a consolidated debt loan with the same credit union ie home equity loan and a finance company both high interest loans. I also have two car loans ie the higher loan paying 8.84% the other car loan only 4.9%. What do you think about consolidating the equity home loan and finance...
Submitted Apr 14, 2019
I want to increase my credit score what's the fastest and best way.
Submitted Apr 12, 2019
1) If I consider a 27 year mortgage loan for $156,975 at an annual interest rate of 8%. If payments are made yearly, how many dollars of the 18th payment will go toward interest? 2) And if I take out a 30 year mortgage for $172,936 at an annual interest rate of 3.2%. How much do I still owe when there is 1 year left on the loan? Please give me the formula and...
Submitted Apr 29, 2019
How do i know if voya is investing my money in the right places? Who would help me decide how much and where to invest? I have 100% employer match and have approximately 20,000 for now
Submitted Apr 13, 2019
Hello, I was wondering if government/county employees have any recourse if their employer did not advise them properly about saving enough money for retirement, auto-enrolling in a savings plan, or warning about keeping too much money invested in cash versus a diversified portfolio? I wonder if the plan sponsor representative or the HR department should be held...
Submitted Mar 18, 2019
I've really gotten myself into a mess. I bought a house through USDA-RD with a payment of 477.92. Additionally, I took a loan at a high-interest loan agency with a payment of 102.00. Also at a check writing place with a payment of 87.50 per month just to pay the principal. I have a loan using my only car as collateral with a payment of 245.00 per month for 18...
Submitted Mar 21, 2019
Hi. My husband and I are still trying to clean up our credit reports with poor ratings. We suffered major financial losses after the 2008 recession and have not been able to put any savings aside since 2010. Aside from selling our home and cars, what can be done to get our credit ratings up?
Submitted Mar 26, 2019
I'm a 38 year old full-time honor student. I work part time but that barely covers my rent. I recently got a 2006 ford escape and my insurance is going to be almost $200 a month. I haven't had insurance for years because I didn't need it and now i do. what can i do to bring that monthly premium down a little?
Submitted Apr 2, 2019

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