Investor Education - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/index.php/Topics/Investor-Education en-US Bonds vs. Bond Funds: Which Is Better When Interest Rates Rise? http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/Bonds-vs.-Bond-Funds-Which-Is-Better-When-Interest-Rates-Rise http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/Bonds-vs.-Bond-Funds-Which-Is-Better-When-Interest-Rates-Rise The Federal Reserve has said it expects to begin raising its target rate sometime in 2014. Since bond prices fall when interest rates rise, it may be a good time to pay increased attention to any fixed-income investments you have. Here are some factors to consider when you review your portfolio.

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Thu, 16 Jan 2014 14:57:14 EST
Plan Now for a Year-End Investment Review http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Researching-and-Managing-Investments/Plan-Now-for-a-Year-End-Investment-Review http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Researching-and-Managing-Investments/Plan-Now-for-a-Year-End-Investment-Review You might not enjoy sitting down to do year-end investment planning, but at least this fall you can make plans with greater certainty. For the last three years, investment planning has meant trying to anticipate possible changes in tax law; for tax year 2013 and beyond, you know for sure how income, capital gains, and qualifying dividends will be taxed. That gives you an opportunity to fine-tune your long-term planning, or to develop a plan if you've postponed doing so. Here are some factors to keep in mind as the year winds down.

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Wed, 02 Oct 2013 13:50:41 EDT
When Is Market Volatility Most Dangerous? http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/When-Is-Market-Volatility-Most-Dangerous http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/When-Is-Market-Volatility-Most-Dangerous Read More »

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Wed, 14 Aug 2013 18:48:24 EDT
Compounding Can Add Fuel to Your Portfolio http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/Compounding-Can-Add-Fuel-to-Your-Portfolio http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/Compounding-Can-Add-Fuel-to-Your-Portfolio If you enter the terms "Albert Einstein" and "compounding" into an Internet search engine, you'll discover a wide variety of quotes attributed to the great inventor. Some results say Einstein called compounding the "greatest mathematical discovery of all time," while others say he called it the "most powerful force in the universe." Despite the many variations, Einstein's point is valid: compounding can add fuel to your portfolio's growth. The key is to allow enough time to let it go to work.

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Tue, 15 Jan 2013 17:58:08 EST
CFTC Consumer Information – Futures Markets Basics http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/CFTC-Consumer-Information-Futures-Markets-Basics http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/CFTC-Consumer-Information-Futures-Markets-Basics Read More »

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Wed, 28 Nov 2012 18:30:24 EST
The Investment Policy Statement: A Portfolio's Road Map http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/The-Investment-Policy-Statement-A-Portfolio-s-Road-Map http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investment-Portfolio/The-Investment-Policy-Statement-A-Portfolio-s-Road-Map In some cases, investors choose to authorize a money manager to make the actual investing decisions for their portfolio rather than simply make recommendations. In such cases, it can be valuable to have a mechanism for making sure in advance that investor and manager are on the same page.

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Tue, 18 Sep 2012 16:32:04 EDT
Stock Market Metrics: Playing the Numbers http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Stock-Market-Metrics-Playing-the-Numbers http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Stock-Market-Metrics-Playing-the-Numbers There are no infallible guides to stock market movements. However, that doesn't stop investors from using various measurements to try to divine the current and future direction of a stock's price or the equity markets as a whole. Here are some common methods (or metrics) for gauging the stock market.

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Tue, 07 Aug 2012 14:27:55 EDT
Investing in a Low Interest Rate Environment http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Investing-in-a-Low-Interest-Rate-Environment http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Investing-in-a-Low-Interest-Rate-Environment Low interest rates create a dilemma. Do you accept a low return because you feel you must protect your principal? Or do you take on greater investment risk in order to try for a higher return? Here are some factors to consider in trying to balance those two concerns.

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Thu, 08 Mar 2012 16:57:20 EST
Seniors Are Often Targets of Scams http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/Seniors-Are-Often-Targets-of-Scams http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Investing-Basics/Seniors-Are-Often-Targets-of-Scams Anyone can fall victim to a financial scam, but seniors tend to be particularly popular targets. Frequently, fraud perpetrated against seniors is not reported until long after the scam has occurred, usually because victims don't realize they have been scammed or know where to report the scam, or because victims are too embarrassed to admit that they have been taken. Nevertheless, it's important for seniors and their family members to be aware of the signs that may point to a fraudulent scheme, and know what steps can be taken to prevent becoming victims of a scam.

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Thu, 08 Mar 2012 13:51:50 EST
Keeping Market Volatility in Perspective http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Keeping-Market-Volatility-in-Perspective http://www.360financialliteracy.org/index.php/Topics/Investor-Education/Introduction-to-the-Markets/Keeping-Market-Volatility-in-Perspective When markets are volatile, sticking to a long-term investing strategy can be a challenge. Though past performance is no guarantee of future results, it might help you keep the ups and downs in perspective to see how recent market action compares to previous market cycles.

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Tue, 07 Feb 2012 18:33:52 EST