Budgeting & Spending - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending en-US Test Your Knowledge of Financial Basics http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Test-Your-Knowledge-of-Financial-Basics http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Test-Your-Knowledge-of-Financial-Basics Read More »

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Wed, 23 Apr 2014 13:41:49 EDT
What Baseball Can Teach You about Financial Planning http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/What-Baseball-Can-Teach-You-about-Financial-Planning http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/What-Baseball-Can-Teach-You-about-Financial-Planning Spring training is a tradition that baseball teams and baseball fans look forward to every year. No matter how they did last year, teams in spring training are full of hope that a new season will bring a fresh start. As this year's baseball season gets under way, here are a few lessons from America's pastime that might help you reevaluate your finances.

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Wed, 23 Apr 2014 13:29:10 EDT
The Frugal Habits of Millionaires http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires We've all heard the saying "It takes money to make money." So how can you find extra dollars to save and invest? If you're looking to improve your financial position, consider putting some of these habits into practice.

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Wed, 19 Feb 2014 15:35:06 EST
Think Outside the Shoe Box When Organizing Financial Records http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records If you've ever had trouble finding an important financial document, you know why it's necessary to keep your financial records organized. Less clutter means less stress, and though you'll need to commit a bit of time up front to organize your files, you can save time and money over the long term when you can find what you need when you need it.

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Thu, 16 Jan 2014 14:38:20 EST
Don’t Make These Five Online Shopping Mistakes http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes Online spending in the United States is expected to hit $370 billion by 2017, up from $262 billion in 2013, according to Forrester Research. Consumers were most likely to shop for books, stationery or office supplies, followed by apparel and consumer electronics, based on an NPD Group study. Online shopping can be a great convenience, but there are steps you should take to ensure a safe and satisfying experience. Here are five mistakes to avoid.

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Thu, 14 Nov 2013 13:55:35 EST
Take Control of Holiday Spending! http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending What are your holiday shopping plans this year? American retail holiday spending totaled about $580 billion in 2012, according to the National Retail Foundation, up 3% from the previous year. This is clearly a time of year when people dig deep into their pockets to pay for holiday gifts and celebrations, but that doesn’t have to put a dent in your budget. 

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Thu, 14 Nov 2013 13:50:38 EST
Should You Buy or Lease Your Next Vehicle? http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Cars-and-Auto-Insurance/Should-You-Buy-or-Lease-Your-Next-Vehicle http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Cars-and-Auto-Insurance/Should-You-Buy-or-Lease-Your-Next-Vehicle When planning for your next vehicle, the big question will be whether to rent or buy. Before making a decision it’s important to weigh a few key considerations, including monthly payments, maintenance, value and insurance. The following chart can help guide you in your next automotive adventure.

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Wed, 14 Aug 2013 18:31:39 EDT
15 Ways to Save on Your Next Vacation http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Travel/15-Ways-to-Save-on-Your-Next-Vacation http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Travel/15-Ways-to-Save-on-Your-Next-Vacation Whether your vacation budget is big or small, no one likes to spend more than necessary when traveling. Here are some tips that can help you save on your next trip.

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Thu, 13 Jun 2013 17:30:05 EDT
Cost-of-Living Adjustments: What They Are and Why They Matter http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Cost-of-Living-Adjustments-What-They-Are-and-Why-They-Matter http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Budgeting-and-Saving/Cost-of-Living-Adjustments-What-They-Are-and-Why-They-Matter Read More »

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Thu, 21 Mar 2013 11:12:47 EDT
I'm going on a cruise--do I need to purchase travel insurance? http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Travel/I-m-going-on-a-cruise-do-I-need-to-purchase-travel-insurance http://www.360financialliteracy.org/index.php/Topics/Budgeting-Spending/Travel/I-m-going-on-a-cruise-do-I-need-to-purchase-travel-insurance Read the Answer »

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Tue, 19 Feb 2013 20:34:31 EST