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Employer-Sponsored Retirement Plans

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  • Understanding defined benefit plans

    A defined benefit plan (often referred to as a traditional pension plan) is a qualified employer-sponsored retirement plan that promises to pay you a specified amount at retirement. Although every employer's plan is a little different, defined benefit plans share certain characteristics. To make the most of your benefits, you'll need to read the summary plan description, which is provided by your employer and includes plan details such as information about vesting requirements and payment options.


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