529 Plans: Direct-Sold College Savings Plans
This table provides direct-sold 529 plan information for participating states and the District of Columbia.
Note: Investors should consider the investment objectives, risks, charges, and expenses associated with 529 plans before investing. More information about 529 plans is available in each issuer's official statement, which should be read carefully before investing. Also, before investing, consider whether your state offers a 529 plan that provides residents with favorable state tax benefits.
| State | Name of plan, manager, contact information | Residency restrictions | Contribution limit | State tax benefits |
| AL |
CollegeCounts 529 Fund Union Bank and Trust Company collegecounts529.com (866) 529-2228 | Open to all | $300,000 | Qualified withdrawals from Alabama 529 plans (but not other states' 529 plans) are tax free and contributions to in-state plan are deductible, up to a cap |
| AK |
University of Alaska College Savings Plan T. Rowe Price Associates, Inc. uacollegesavings.com (866) 277-1005 | Open to all | $320,000 | Alaska has no state income tax |
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T. Rowe Price College Savings Plan T. Rowe Price Associates, Inc. price529.com (800) 369-3641 | Open to all | $320,000 | ||
| AZ |
Arizona Family College Savings Program--CollegeSure® 529 Plan College Savings Bank arizona.collegesavings.com (800) 888-2723 | Open to all | $340,000 | Qualified withdrawals are tax free and contributions to any state's 529 plan are deductible, up to a cap |
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Fidelity Arizona College Savings Plan Fidelity Investments fidelity.com/arizona (800) 544-1262 | Open to all | $340,000 | ||
| AR |
GIFT College Investing Plan Upromise Investments, Inc. thegiftplan.com (800) 587-7301 | Open to all | $366,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| CA |
The ScholarShare College Savings Plan Fidelity Investments scholarshare.com (800) 544-5248 | Open to all | $320,000 | Qualified withdrawals are tax free |
| CO |
Direct Portfolio College Savings Plan Upromise Investments, Inc. and The Vanguard Group collegeinvest.org (800) 997-4295 | Open to all | $280,000 | Qualified withdrawals are tax free, and all contributions to in-state plan are deductible |
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Stable Value Plus College Savings Program MetLife Insurance Company collegeinvest.org (800) 448-2424 | Open to all | $280,000 | ||
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Smart Choice College Savings Plan First Bank Holding Company efirstbank.com (800) 964-3444 | Open to all | $280,000 | ||
| CT |
Connecticut Higher Education Trust (CHET) TIAA-CREF Tuition Financing, Inc. aboutchet.com (888) 799-2438 | Open to all | $300,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions |
| DE |
Delaware College Investment Plan Fidelity Investments fidelity.com/delaware (800) 544-1655 | Open to all | $320,000 | Qualified withdrawals are tax free |
| DC |
DC 529 College Savings Program Calvert Asset Management Company, Inc. dccollegesavings.com (800) 368-2745 | Account owner must be a D.C. resident or work for a firm with over 300 employees that has payroll deduction for this plan at time of enrollment | $260,000 | Qualified withdrawals are tax free, and contributions to any D.C. plan are deductible, up to a cap, with a five-year carryover of excess contributions |
| FL |
Florida College Investment Plan Florida Prepaid College Board myfloridaprepaid.com (800) 552-4723 | Open to all | $341,000 | Florida has no state income tax |
| GA |
Path2College 529 Plan TIAA-CREF Tuition Financing, Inc. path2college529.com (877) 424-4377 | Open to all | $235,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| HI |
Hawaii's College Savings Program Upromise Investments, Inc. hi529.s.upromise.com (866) 529-3343 | Open to all | $305,000 | Qualified withdrawals are tax free |
| ID |
Idaho College Savings Program (IDeal) Upromise Investments, Inc. idsaves.s.upromise.com (866) 433-2533 | Open to all | $310,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| IL |
Bright Start College Savings Program OFI Private Investments, Inc. brightstartsavings.com (877) 432-7444 | Open to all | $320,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| IN |
CollegeChoice 529 Direct Savings Plan Upromise Investments, Inc. collegechoicedirect.s.upromise.com (866) 485-9415 | Open to all | $298,770 | Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan |
| IA |
College Savings Iowa Upromise Investments, Inc, and The Vanguard Group collegesavingsiowa.s.upromise.com (888) 672-9116 | Open to all | $320,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| KS |
Learning Quest 529 Education Savings Program American Century Investment Management, Inc. learningquest.com (800) 579-2203 | Open to all | $300,000 | Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap |
| KY |
Kentucky Education Savings Plan Trust TIAA-CREF Tuition Financing, Inc. kysaves.com (877) 598-7878 | Open to all | $235,000 | Qualified withdrawals are tax free |
| LA |
START Saving Program Louisiana State Treasurer startsaving.la.gov (800) 259-5626 | Account owner or beneficiary must be a Louisiana resident at time of enrollment | $259,720 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions |
| ME |
NextGen College Investing Plan - Client Direct Series Merrill Lynch nextgenplan.com (877) 463-9843 | Open to all | $340,000 | Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap, if specific income limits are met |
| MD |
College Savings Plans of Maryland - College Investment Plan T. Rowe Price Associates, Inc. collegesavingsmd.org (888) 463-4723 | Open to all | $320,000 | Quallified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a ten-year carryover of excess contributions |
| MA |
U.Fund College Investing Plan Fidelity Investments fidelity.com/ufund (800) 544-2776 | Open to all | $300,000 | Quallified withdrawals are tax free |
| MI |
Michigan Education Savings Program TIAA-CREF Tuition Financing, Inc. misaves.com (877) 861-6377 | Open to all | $235,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| MN |
Minnesota College Savings Plan TIAA-CREF Tuition Financing, Inc. mnsaves.org (877) 338-4646 | Open to all | $235,000 | Qualified withdrawals are tax free |
| MS |
Mississippi Affordable College Savings (MACS) Program TIAA-CREF Tuition Financing, Inc. collegesavingsms.com (800) 486-3670 | Open to all | $235,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| MO |
MOST--Missouri's 529 College Savings Plan Upromise Investments, Inc. missourimost.s.upromise.com (888) 414-6678 | Open to all | $235,000 | Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap |
| MT |
Montana Family Education Savings Program--CollegeSure® 529 Plan College Savings Bank montana.collegesavings.com (800) 888-2723 | Open to all | $335,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
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Pacific Life Funds 529 College Savings Plan (MT) Pacific Life Funds collegesavings.pacificlife.com (800) 722-2333 | Account owner must be a Montana resident at time of enrollment | $335,000 | ||
| NE |
College Savings Plan of Nebraska First National Bank of Omaha planforcollegenow.com (888) 993-3746 | Open to all | $360,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| NV |
The Upromise College Fund Upromise Investments, Inc. upromisecollegefund.com (800) 587-7305 | Open to all | $370,000 | Nevada has no state income tax |
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The Vanguard 529 Savings Plan Upromise Investments, Inc. vanguard.com (866) 734-4530 | Open to all | $370,000 | ||
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USAA 529 College Savings Plan Upromise Investments, Inc. usaa.com (800) 292-8825 | Open to all | $370,000 | ||
| NH |
UNIQUE College Investing Plan Fidelity Investments fidelity.com/unique (800) 544-1914 | Open to all | $330,000 | New Hampshire has no state income tax |
| NJ |
NJBEST 529 College Savings Plan Franklin Templeton Distributors, Inc. njbest.com (877) 465-2378 | Account owner or beneficiary must be a New Jersey resident at time of enrollment | $305,000 | Qualified withdrawals are tax free |
| NM |
The Education Plan's College Savings Program OFI Private Investments, Inc. theeducationplan.com (877) 337-5268 | Open to all | $294,000 | Qualified withdrawals are tax free, and all contributions to in-state plan are deductible |
| NY |
New York's 529 College Savings Program Upromise Investments, Inc. uii.nysaves.s.upromise.com (877) 697-2837 | Open to all | $375,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| NC |
National College Savings Program College Foundation, Inc. cfnc.org/nc529 (800) 600-3453 | Open to all | $382,032 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| ND |
College SAVE Upromise Investments, Inc. collegesave4u.s.upromise.com (866) 728-3529 | Open to all | $269,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |
| OH |
Ohio CollegeAdvantage 529 Savings Plan Ohio Tuition Trust Authority collegeadvantage.com (800) 233-6734 | Open to all | $345,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions |
| OK |
Oklahoma College Savings Plan TIAA-CREF Tuition Financing, Inc. ok4saving.org (877) 654-7284 | Open to all | $300,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions |
| OR |
Oregon College Savings Plan TIAA-CREF Tuition Financing, Inc. oregoncollegesavings.com (866) 772-8464 | Open to all | $310,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a four-year carryover of excess contributions |
| PA |
Pennsylvania 529 Investment Plan Pennsylvania Treasury Department makecollegepossible.com (800) 440-4000 | Open to all | $368,600 | Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap |
| RI |
CollegeBoundfund AllianceBerstein LP alliancebernstein.com/ri (888) 324-5057 | Account owner or beneficiary must be a Rhode Island resident, or the account owner must work in Rhode Island at time of enrollment | $365,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions |
| SC |
Future Scholar 529 College Savings Plan Columbia Management Distributors, Inc. futurescholar.com (888) 244-5674 | Account owner or beneficiary must be a South Carolina resident or an employee of the State of South Carolina or Bank of America at time of enrollment | $318,000 | Qualified withdrawals are tax free, and all contributions to in-state plan are deductible |
| SD |
CollegeAccess 529 Allianz Global Investors Distributors collegeaccess529.com (866) 529-7462 | Account owner or beneficiary must be a South Dakota resident at time of enrollment | $350,000 | South Dakota has no state income tax |
| TX |
Texas College Savings Plan OFI Private Investments, Inc. texascollegesavings.com (800) 445-4723 | Open to all | $320,000 | Texas has no state income tax |
| UT |
Utah Educational Savings Plan (UESP) Trust Utah Higher Education Assistance Authority uesp.org (800) 418-2551 | Open to all | $368,000 | Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan |
| VT |
Vermont Higher Education Investment Plan TIAA-CREF Tuition Financing, Inc. vheip.com (800) 637-5860 | Open to all | $352,800 | Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan |
| VA |
Virginia Education Savings Trust (VEST) Virginia College Savings Plan Board virginia529.com (888) 567-0540 | Open to all | $350,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions |
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CollegeWealth Virginia College Savings Plan Board virginia529.com (888) 567-0540 | Open to all | $350,000 | ||
| WV |
SMART529 WV Direct College Savings Plan Hartford Life Insurance Company smart529.com (866) 574-3542 | Account owner or beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. Armed Forces at time of enrollment | $265,620 | Qualified withdrawals are tax free, and all contributions to in-state plan are deductible |
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SMART529 Select Hartford Life Insurance Company smart529select.com (866) 574-3542 | Open to all | $265,620 | ||
| WI |
EdVest Wells Fargo Funds Management wellsfargoadvantagefunds.com (888) 338-3789 | Open to all | $330,000 | Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap |