Read Past Q&As
My husband and I are 48. We are contemplating purchasing LTC insurance. Would you recommend this? A book by Dave Ramsey stated ..."if you are 60 or over, try to purchase LTC insurance." Thanks, Stephanie Livengood
Submitted Sep 1, 2011
I am in the military and my home of record is Alabama. I pay state tax to Alabama, however, I am currently stationed in Illinois and have purchased a home in Illinois. Do I have to pay state income tax to Illinois because I''m a home owner in that state or can I still claim Alabama as my home of record?
Submitted Aug 31, 2011
I am 62 years of age with savings of cash, stocks, retirement accounts valued at 1.5 million. 250K of the amount is in Roth accounts. Where do I find a retirement calculator that will take in to account the 250k roth money as these funds when withdrawn pay no tax. What everyone needs to know is the net dollars they will receive.
Submitted Aug 28, 2011
I am on disability. My husband has had to stop working and draw early SS to help care for me. He was vested (15 years) in the C&S National Bank retirement program but since it has changed hands several times, we cannot find out how to apply for it. Where do we go for this information?
Submitted Aug 25, 2011
I recently took out a loan and feel I was duked and cheated because the lender did not tell me the loan used the rule of 78''s it is $9000 and in the end will cost 19000 - 60 months later. What is the best way to try and get out of this, for example put all the money I can into paying it off or save the money in saving until I have one lump sum or what?
Submitted Aug 23, 2011
My father is currently receiving Social Security benefits. He plans to sell his food truck this year and expects to gain a profit from the sale. Will his Social Security benefits be affected from this capital gain?
Submitted Aug 21, 2011
This is complicated...Over the years, my father had been helping my cousin Chet Jr with his finances. Chet Jr is not all together emotionallly/mentally. Chet Sr died in 2006 and left everything to Chet Jr. Due to Chet Jr's emotional and financial situation at the time, everything was actually left in the estate of Chet Sr with my father as the executor. ...
Submitted Aug 17, 2011
I don''t have much at all saved up for my retirement ($150k) as my salary is fairly low. Part of this is in a CASH IRA (~$50k) which is just sitting there scarcely making any dividends or interest. Is there somewhere that I can move at least some of this myself so that I can start making more money? I want to work at least 7-8 more years before I retire. Thank...
Submitted Aug 15, 2011
I need help getting out of debt, no credit cards, just owe money everywhere, bankrupcey is not a solution, I need to know who i can see for help with paying regular bills, (house car electric, phone..)I don''t know who to see, can you help? I am trying to fix this on my own but can''t please help. Thank you
Submitted Aug 15, 2011
I''m wondering if once a Trusteed IRA is established, whether it can be "converted" to another form of IRA (i.e.: Custodial IRA and/or Annuity Contract)? Say, for example I have established a Trusteed IRA at one financial institution and then I decide that I no longer want to do business there...if the new firm at which I will manage my assets does not offer Trusteed...
Submitted Aug 10, 2011