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I am just trying to rebuild my life after wasting it for more than 10 yrs. I do not have a job but I am gonna get me one soon and I want to see what my options are so I can take care of myself and my 2 children. I am a graduate of Accountancy and am trying to get my license and Im waiting on that. I am thinking of starting a retirement account or something to...
Submitted Jan 20, 2012
Submitted Jan 16, 2012
I am a recent college grad with my degree in accounting. I have been working for a company for about a year and a half now and have decided to purchase my first home. I pulled $1,500 from my Simple IRA for help with my down payment and closing costs. When it came to closing I asked the seller to pay $3,000 in closing costs and I also was able to get the sellers...
Submitted Jan 15, 2012
My wife and I are both on SC. (age: 65& 68) We have a 200 acre farm that we've farmed for 11 years. We have never made enough on the farm to pay tax on the SC. We have sold the farm this month and would like to find an investment that will give us enough interst on $200, to add to our SC for an income for us for the rest of our lives. Can you help with what...
Submitted Jan 14, 2012
Submitted Jan 14, 2012
My husband and I filed for bankrupty in2009. We are still having financial difficulties due to subsequent medical bills. His income is the source of income besides my earning small monies for odd jobs. I want to rebuild my credit independent of using his income on the application. He got another credit card since the bankruptcy but is behind on it. What can we do to...
Submitted Jan 13, 2012
My husband and I had a mortgage and a home equity. We paid off the first mortgage. We have a blance of $64000.00 on the home equity loan. Since the first is paid off what happens to the home equity loan?
Submitted Jan 11, 2012
I''m 63 and finally got our kids through collage and paid off our debt, except for our home. Last year (Nov. 2010) we started a simple IRA and have put the max in it every month ($12,000 each). I''ve found out that we have lost $3,500 this past year in those accounts. Besides a savings account with 6 months living expenses in it, we don''t have any other...
Submitted Jan 10, 2012
Read that there is no tax on long term capital gains for 2011&2012 if married income under $69,000. I can cash a annuity of $120,000 invested to $150,000 not a IRA gain apx $30,000..Have not cash it yet. what to do?? Thanks
Submitted Jan 9, 2012
My husband was laid off from Kodak in 1998. He took a lump sum from Kodak for his rietirement but left it in T Rowe Price. With Kodak facing a possible bankruptcy how safe is this money? At this point it is all in the Fund D. This morning on your radio show you eluded to the possibility that it may not be safe. We''re not sure if this pertains to us or not.
Submitted Jan 8, 2012