Read Past Q&As
I want to start saving for my now-two-year-old child''s college education. What percentage of the total college cost should I aim to save? We prefer to have only a minimal amount in student loans. We would like for him to attend one of our alma maters, both of which are in-state, public universities. What is the best option to save that offers the most flexibility...
Submitted Oct 17, 2013
Hey I got a question about retirement accounts. I have been with my employer for 5 years and am enrolled in the company''s 401k plan. I contribute 6% of my pay towards that each week. I recently learned along with my 401k that I have a Roth IRA account that I have a bit of money in, but am not currently contributing towards. My question is: would it be more...
Submitted Oct 17, 2013
will it improve my credit score to pay my home mortgage pymt with a credit card and pay it before the 28day billng cycle?
Submitted Oct 23, 2013
I have 3 loans one for $500 ,with payments of 284 every two weeks,one for 1800,with payments of 134 every two weeks,one for 600 with variable payments question is my paycheck is at least 566 every two weeks,how can I get out of these loans sooner,as it,s said im robbing peter to pay paul and im over my head,please help
Submitted Oct 13, 2013
Submitted Oct 15, 2013
my bills are paid every month but not on time! My house is ALWAYS LATE AND SO IS MY CAR PAYMENT. How do i juggle these payments so their on time?
Submitted Oct 16, 2013
Dear Money Doctor, Thank you for your fast reply! I now have two spending plan categories as you suggested. However, I still forget to write down what I spend. Do you have any suggestions? Is there an easier way to keep track of spending than tracking every expense? Maybe I should keep a small amount of my discretionary fund in a separate checking account so...
Submitted Oct 6, 2013
I started collecting social security 3 years ago when i turned 65 and still continue to work full time @ +_ 80k. Should my monthly S.S. amount increase ???
Submitted Oct 1, 2013
I have three student loans for which the grace period ends in about 2 months. I have one credit card with accumulated debt, and the highest interest rate. I have done my best to pay the interest accruing on my student loans. There is still a balance of unpaid interest that will capitalize in 2 months. Should I put more finances toward the loan interest or my...
Submitted Sep 25, 2013