Read Past Q&As
Hello: My husband and I are 52 yrs.old. We own our own home and have apx 90k in a 401k. Due to poor planning and medical issues in the past, we had to declare bankruptcy. We have been successfully released from our bankruptcy this month and are adamant about not repeating our past money mistakes. For the first time in our 26 years together, we want to establish a...
Submitted Aug 25, 2015
My wife and I have a personal loan at our credit union at a 10.75% interest rate for three years. We're about 8 months in to our loan. We're looking to refinance for a lower rate. Is it worth extending the loan to another three years if the interest rate and monthly payments are lowered or should we keep the current loan to pay it off faster? My wife wants to pay it...
Submitted Aug 20, 2015
I received a spinoff from a stock I own. If I sell the spinoff stock and hold the full amount of the original stock I purchased what are my Federal Tax consequences, or how do I determine what tax I owe if any? Thanks, John
Submitted Aug 17, 2015
My auto insurance policy will lapse for non payment. If I get insurance from a different company prior to my current policy being cancelled, will my premium go up eventually because of the previous insurance being cancelled for non payment?
Submitted Aug 11, 2015
Submitted Aug 23, 2015
Have a variable life insurance policy with a surrender amount of $13,834 and a cost basis of $18,100.04 - how will this effect my tax return ?
Submitted Jul 21, 2015
Hi! I am 51 years old and and I am in college part time at night completing my Bachelors in Accounting. I am a late bloomer and I am starting a long term temporary position for 7 months. I will be making 20.00 per 40 hours a week. I am looking for permanent work, but for now I will take what i can get while I have 4 semesters left until I graduate. I need some...
Submitted Aug 13, 2015
In 2008 i ran into a rough spot with my credit. I have a couple of charge offs . what is the best way to resolve this?
Submitted Aug 15, 2015
I want to fill application to fund my future grandchild (my son's child) college education. My son lives in CA state and I live in PA. Please let me know how to do this. Thanks
Submitted Aug 9, 2015
I have 8 student loans with Mohela/US Dept of Education, that I am currently repaying. I was 120 days past due for several months back in 2012, prior to that time and since then I have made all my monthly payments on time. However, it still shows up as a negative factor on my credit reports. How do I go about changing this? This is the biggest hurdle to improving my...
Submitted Aug 12, 2015