Read Past Q&As
How do I have the bank post payments making my loan bi monthly for faster pay off? Do I send and extra half payment to start it off? Thank you, Christine
Submitted Jul 30, 2017
Hello. I'm building a new home. I will order a survey and title work of the development lot before purchase. Beyond that, I'm wondering how to protect myself if for some reason the lot is compomised (poor soil to support a foundation, discovery of buried waste or drums, etc.) Is this covered in an umbrella, contractually, or both? If in contracts, any model language?...
Submitted Jul 27, 2017
I am getting a private 75K loan to buy and live on a boat, the only way that the private lender will finance me is if I could show him lose prevention ins. or some means to pay loan if I get injured. I work for myself but don't have workers comp Ins. What can I do? Thank you Todd
Submitted Jul 23, 2017
I am in the midst of receiving death benefits for my mother. The insurance company is refusing to pay out the lump sum and have opted to pay me the way they want to.What can I do about this?
Submitted Jul 25, 2017
Can you change the beneficiary of a life insurance policy in a will..because your to ill to go out or speak to anyone?
Submitted Jul 26, 2017
I lost a medical malpractice lawsuit in 2015, and I had to pay over $150, 000 of my own money. Can I claim this loss on my income taxes?
Submitted Jul 2, 2017
I have the check writing privilege for my IRA account at a mutual fund company. Does IRS allow me to write a check myself instead of the IRA trustee, drawn from my IRA and payable to charities as QCD counted towards my RMD? Thank you in advance
Submitted Jul 14, 2017
My Spouse and I have traditional IRA's Is it cost effective and an advantage to transfer to a Roth IRA? What would be the advantage of leaving in a traditional IRA? Would the best time to transfer to a Roth IRA be when the Market is what appears to be at the end of a recession? Should I Die before My Spouse, as My Beneficiary, What is the Tax implication?
Submitted Jul 16, 2017
Can My Spouse being the Beneficiary of My Traditional IRA transfer the proceeds from My IRA into Hers upon My Death without incurring taxes? Will she have to pay taxes on the Monies She receives Upon My Death? If She choses to receive the money in My IRA, at what rate will She be Taxed? Please explain the different alternatives and their implications.
Submitted Jul 16, 2017
I took out a whole life policy in 1987. Took out cash of $51000 in 2010 and $3000 in 2013 and $665 in 2014. The policy was originally set up to purchase additional insurance with the dividend each year. I changed this in 2016 to the policy paying the premium and the rest of the dividend going against the loan. I was never advised I should have done this when I took...
Submitted Jul 17, 2017