Ask the Money Doctor
We've assembled a volunteer panel of qualified CPAs that have attained the Personal Financial Specialists (PFS) credential for comprehensive financial planning to act as Money Doctors and answer questions from consumers regarding their financial planning issues. The program is offered as a public service and is designed to help and protect consumers by providing guidance on basic financial planning issues.
Top Q & A's
I have 2 acct. with a DFA financial planner/advisor(IRA and Indiv.accts.) that are doing well now, good gains. I pay him .80% quarterly to manage them but all the funds he...
My fiancee and I are trying to get our finances in order. He has about $20,000 in credit card debt. I have none. We want to pay off credit cards. What is the best thing...
My son passed away July of 08. I am now raising his son and have been since the day after his death. His mother hasn''t even called once since. My son was 26 and passed...
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Meet the Money Doctors
Leonard has appeared on Channels 8 in Las Vegas, Nevada and Channel 7’s annual tax tip line in Los Angeles, California, has numerous radio interviews across the United States, appeared in USAToday.com, quoted in MSNBC.com and MarketWatch.com, and has been a resource to The Orange County Register business department. He is currently a grass roots National Spokesperson for the American Institute of Certified Public Accountants.
We specialize in helping clients position themselves to protect against inflation should America’s debt bubble pop. We have developed a six step process we call The Personal Financial Protection NavigatorTM: 1) We sit with clients and discover their goals; 2) We analyze client’s investments to determine how sensitive they are to inflation; 3) We prepare a written report to help each client understand their risks and potential to be impacted by inflation; 4) We invest client assets in a manner that seeks to protect them and help them thrive should an inflationary environment arise; 5) We monitor client investments and meet with them quarterly to keep them on course: 6) We periodically rebalance client investments, and advise them regarding changes to their saving, spending and other actions that are necessary to stay on course and increase their chances of achieving their goals.
Securities offered to residents of AZ, CA, CO, FL, GA, HI, IA, ID, IN, MN, NE, NV, NY, OR, SC, TX, VA, WA & WI through representatives of Lincoln Financial Securities Member SIPC. Advisory Services offered residents of CA & IN through representatives of James Kirby Accountancy Corporation. Lincoln Financial Securities is not affiliated with Kirby Wealth Management, Inc. or with James Kirby Accountancy Corporation. In the State of California, insurance may be offered through LFS Marketing & Insurance Sales Corp. In the state of New York insurance may be offered through LFS Marketing & Insurance Agency Corporation. Insurance may also be offered through other many fine companies. LFS does not provide tax, accounting, or legal services.
Jerry McCarthy is president and founder of McCarthy Wealth and Tax Advisors, a seven year old wealth management firm offering both tax and investment management services. Jerry and his firm specialize in personal financial planning, wealth management (asset allocation and portfolio management, retirement and estate Planning; and Tax Preparation & Planning.) McCarthy Wealth and Tax Advisors is a fee-only, registered investment advisory (RIA) firm.