Insurance - 360 Degrees of Financial Literacy

Happy Healthday! HSAs Turn 10

Thu, 13 Jun 2013 17:33:22 EDT

Created 10 years ago as part of the Medicare Prescription Drug and Modernization Act of 2003, health savings accounts (HSAs) have gained in popularity over the past decade. If you are eligible to contribute to an HSA, you may want to take another look at these savings plans, which could benefit your financial situation both now and in the future.

What are health Exchanges and do I have to buy health insurance through them?

Tue, 14 May 2013 16:30:27 EDT

What are health Exchanges and do I have to buy health insurance through them?

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Insuring Your Pet

Thu, 21 Mar 2013 12:11:18 EDT

For many, a pet is a full-fledged member of the family. And just as health-care costs for human family members have risen over the years, so has the cost of veterinary care. It's probably not surprising, then, that pet insurance has gone in a fairly short period of time from relative obscurity to something that more and more people are considering.

Is winter storm damage covered by my homeowners insurance policy?

Tue, 15 Jan 2013 17:52:46 EST

Is winter storm damage covered by my homeowners insurance policy?

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Can I be reimbursed from my health-care FSA for over-the-counter medications?

Mon, 15 Oct 2012 17:10:17 EDT

Can I be reimbursed from my health-care FSA for over-the-counter medications?

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Do I have the right type of life insurance?

Wed, 19 Sep 2012 16:39:22 EDT

Do I have the right type of life insurance?

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What is a captive insurance company?

Tue, 07 Aug 2012 14:32:31 EDT

What is a captive insurance company?

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What is personal liability insurance and do I have it?

Tue, 15 May 2012 16:20:54 EDT

What is personal liability insurance and do I have it?

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Making Benefit Decisions during Open Enrollment

Thu, 13 Oct 2011 12:35:07 EDT

The end of the year is traditionally open enrollment season, your annual opportunity to review your employer-provided benefit options and make elections for the upcoming plan year. Even if you're busy, take a look at the enrollment packets or information you receive from your employer. You generally only have a few weeks (or less) to make important decisions about your benefits, and with health-care costs rising, it's more important than ever to choose your benefits wisely.

Do You Need Flood or Earthquake Insurance?

Wed, 14 Sep 2011 12:44:43 EDT

We'd like to believe that disasters caused by floods or earthquakes are rare. But as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating. If you were to fall victim to a natural disaster, could you pay for the damages out-of-pocket? Will your homeowners insurance provide adequate coverage? Could any of us depend on the government for assistance? Standard homeowners insurance generally does not cover damage directly caused by either floods or earthquakes.