Parents & Children - 360 Degrees of Financial Literacy http://www.360financialliteracy.org/Life-Stages/Parents-Children en-US Managing Summer Vacation Expenses http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Managing-Summer-Vacation-Expenses http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Managing-Summer-Vacation-Expenses Summer is supposed to be the time of sunny days and warm nights. Instead, most American adults equate summer with financial anxiety, according to a new telephone survey conducted for the AICPA by Harris Poll. The costs of summer are stressful for everyone. The following tips that you can use right away to get started saving for and reducing summer vacation expenses.

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Thu, 01 May 2014 11:04:06 EDT
Test Your Knowledge of Financial Basics http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Test-Your-Knowledge-of-Financial-Basics http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Test-Your-Knowledge-of-Financial-Basics Read More »

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Wed, 23 Apr 2014 13:41:49 EDT
What Baseball Can Teach You about Financial Planning http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/What-Baseball-Can-Teach-You-about-Financial-Planning http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/What-Baseball-Can-Teach-You-about-Financial-Planning Spring training is a tradition that baseball teams and baseball fans look forward to every year. No matter how they did last year, teams in spring training are full of hope that a new season will bring a fresh start. As this year's baseball season gets under way, here are a few lessons from America's pastime that might help you reevaluate your finances.

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Wed, 23 Apr 2014 13:29:10 EDT
Spring Cleaning Your Debt http://www.360financialliteracy.org/Topics/Credit-and-Debt/Debt/Spring-Cleaning-Your-Debt http://www.360financialliteracy.org/Topics/Credit-and-Debt/Debt/Spring-Cleaning-Your-Debt In addition to typical spring cleaning tasks, you may want to take this time to focus on your finances. In particular, now may be as good a time as ever to evaluate your debt situation and try to reduce and/or eliminate any debt obligations you may have. The following are some tips to get you started.

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Wed, 23 Apr 2014 13:23:12 EDT
The Frugal Habits of Millionaires http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/The-Frugal-Habits-of-Millionaires We've all heard the saying "It takes money to make money." So how can you find extra dollars to save and invest? If you're looking to improve your financial position, consider putting some of these habits into practice.

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Wed, 19 Feb 2014 15:35:06 EST
The Impact of Health Care Costs on Social Security http://www.360financialliteracy.org/Topics/Recent-Legislation/Health-Care-Reform/The-Impact-of-Health-Care-Costs-on-Social-Security http://www.360financialliteracy.org/Topics/Recent-Legislation/Health-Care-Reform/The-Impact-of-Health-Care-Costs-on-Social-Security For many retirees and their families, Social Security provides a dependable source of income. In fact, for the majority of retirees, Social Security accounts for at least half of their income (Source: Fast Facts & Figures About Social Security, 2013). However, more of that income is being spent on health-related costs each year, leaving less available for other retirement expenses.

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Thu, 16 Jan 2014 14:46:30 EST
Think Outside the Shoe Box When Organizing Financial Records http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records http://www.360financialliteracy.org/Topics/Budgeting-Spending/Budgeting-and-Saving/Think-Outside-the-Shoe-Box-When-Organizing-Financial-Records If you've ever had trouble finding an important financial document, you know why it's necessary to keep your financial records organized. Less clutter means less stress, and though you'll need to commit a bit of time up front to organize your files, you can save time and money over the long term when you can find what you need when you need it.

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Thu, 16 Jan 2014 14:38:20 EST
Don’t Make These Five Online Shopping Mistakes http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Don-t-Make-These-Five-Online-Shopping-Mistakes Online spending in the United States is expected to hit $370 billion by 2017, up from $262 billion in 2013, according to Forrester Research. Consumers were most likely to shop for books, stationery or office supplies, followed by apparel and consumer electronics, based on an NPD Group study. Online shopping can be a great convenience, but there are steps you should take to ensure a safe and satisfying experience. Here are five mistakes to avoid.

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Thu, 14 Nov 2013 13:55:35 EST
Take Control of Holiday Spending! http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending http://www.360financialliteracy.org/Topics/Budgeting-Spending/Holidays/Take-Control-of-Holiday-Spending What are your holiday shopping plans this year? American retail holiday spending totaled about $580 billion in 2012, according to the National Retail Foundation, up 3% from the previous year. This is clearly a time of year when people dig deep into their pockets to pay for holiday gifts and celebrations, but that doesn’t have to put a dent in your budget. 

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Thu, 14 Nov 2013 13:50:38 EST
Paying for Long-Term Care Insurance with Tax-Free Funds http://www.360financialliteracy.org/Topics/Insurance/Long-term-Care-Insurance/Paying-for-Long-Term-Care-Insurance-with-Tax-Free-Funds http://www.360financialliteracy.org/Topics/Insurance/Long-term-Care-Insurance/Paying-for-Long-Term-Care-Insurance-with-Tax-Free-Funds The high cost of long-term care can quickly drain your savings, absorb most of your income, and affect the quality of life for you and your family. Long-term care insurance (LTCI) allows you to share that cost with an insurance company. If you're concerned about protecting your assets and maintaining your financial independence, (LTCI) may be right for you.

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Wed, 13 Nov 2013 17:55:55 EST