The Social Security Administration sends you a statement each year about three months before your birthday, with a record of your earnings and an estimate of what your benefits would be, depending on when you retire. You can start collecting benefits in Januaryeven if you dont plan to retire until later in the year. Depending on your age, however, your benefit will be reduced if you earn over a certain amount.

Did you know that you may be eligible to receive Social Security benefits while still working? Depending on your age, however, your benefit will be reduced if you earn over a certain amount.