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529 Plans: Direct-Sold College Savings Plans

This table provides direct-sold 529 plan information for participating states and the District of Columbia.

Note: Investors should consider the investment objectives, risks, charges, and expenses associated with 529 plans before investing. More information about 529 plans is available in each issuer's official statement, which should be read carefully before investing. Also, before investing, consider whether your state offers a 529 plan that provides residents with favorable state tax benefits.

State Name of plan, manager, contact information Residency restrictions Contribution limit State tax benefits
AL CollegeCounts 529 Fund
Union Bank and Trust Company
collegecounts529.com
(866) 529-2228
Open to all $300,000 Qualified withdrawals from Alabama 529 plans (but not other states' 529 plans) are tax free and contributions to in-state plan are deductible, up to a cap
AK University of Alaska College Savings Plan
T. Rowe Price Associates, Inc.
uacollegesavings.com
(866) 277-1005
Open to all $320,000 Alaska has no state income tax
T. Rowe Price College Savings Plan
T. Rowe Price Associates, Inc.
price529.com
(800) 369-3641
Open to all $320,000
AZ Arizona Family College Savings Program--CollegeSure® 529 Plan
College Savings Bank
arizona.collegesavings.com
(800) 888-2723
Open to all $340,000 Qualified withdrawals are tax free and contributions to any state's 529 plan are deductible, up to a cap
Fidelity Arizona College Savings Plan
Fidelity Investments
fidelity.com/arizona
(800) 544-1262
Open to all $340,000
AR GIFT College Investing Plan
Upromise Investments, Inc.
thegiftplan.com
(800) 587-7301
Open to all $366,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
CA The ScholarShare College Savings Plan
Fidelity Investments
scholarshare.com
(800) 544-5248
Open to all $320,000 Qualified withdrawals are tax free
CO Direct Portfolio College Savings Plan
Upromise Investments, Inc. and The Vanguard Group
collegeinvest.org
(800) 997-4295
Open to all $280,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
Stable Value Plus College Savings Program
MetLife Insurance Company
collegeinvest.org
(800) 448-2424
Open to all $280,000
Smart Choice College Savings Plan
First Bank Holding Company
efirstbank.com
(800) 964-3444
Open to all $280,000
CT Connecticut Higher Education Trust (CHET)
TIAA-CREF Tuition Financing, Inc.
aboutchet.com
(888) 799-2438
Open to all $300,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions
DE Delaware College Investment Plan
Fidelity Investments
fidelity.com/delaware
(800) 544-1655
Open to all $320,000 Qualified withdrawals are tax free
DC DC 529 College Savings Program
Calvert Asset Management Company, Inc.
dccollegesavings.com
(800) 368-2745
Account owner must be a D.C. resident or work for a firm with over 300 employees that has payroll deduction for this plan at time of enrollment $260,000 Qualified withdrawals are tax free, and contributions to any D.C. plan are deductible, up to a cap, with a five-year carryover of excess contributions
FL Florida College Investment Plan
Florida Prepaid College Board
myfloridaprepaid.com
(800) 552-4723
Open to all $341,000 Florida has no state income tax
GA Path2College 529 Plan
TIAA-CREF Tuition Financing, Inc.
path2college529.com
(877) 424-4377
Open to all $235,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
HI Hawaii's College Savings Program
Upromise Investments, Inc.
hi529.s.upromise.com
(866) 529-3343
Open to all $305,000 Qualified withdrawals are tax free
ID Idaho College Savings Program (IDeal)
Upromise Investments, Inc.
idsaves.s.upromise.com
(866) 433-2533
Open to all $310,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
IL Bright Start College Savings Program
OFI Private Investments, Inc.
brightstartsavings.com
(877) 432-7444
Open to all $320,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
IN CollegeChoice 529 Direct Savings Plan
Upromise Investments, Inc.
collegechoicedirect.s.upromise.com
(866) 485-9415
Open to all $298,770 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
IA College Savings Iowa
Upromise Investments, Inc, and The Vanguard Group
collegesavingsiowa.s.upromise.com
(888) 672-9116
Open to all $320,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
KS Learning Quest 529 Education Savings Program
American Century Investment Management, Inc.
learningquest.com
(800) 579-2203
Open to all $300,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
KY Kentucky Education Savings Plan Trust
TIAA-CREF Tuition Financing, Inc.
kysaves.com
(877) 598-7878
Open to all $235,000 Qualified withdrawals are tax free
LA START Saving Program
Louisiana State Treasurer
startsaving.la.gov
(800) 259-5626
Account owner or beneficiary must be a Louisiana resident at time of enrollment $259,720 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
ME NextGen College Investing Plan - Client Direct Series
Merrill Lynch
nextgenplan.com
(877) 463-9843
Open to all $340,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap, if specific income limits are met
MD College Savings Plans of Maryland - College Investment Plan
T. Rowe Price Associates, Inc.
collegesavingsmd.org
(888) 463-4723
Open to all $320,000 Quallified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a ten-year carryover of excess contributions
MA U.Fund College Investing Plan
Fidelity Investments
fidelity.com/ufund
(800) 544-2776
Open to all $300,000 Quallified withdrawals are tax free
MI Michigan Education Savings Program
TIAA-CREF Tuition Financing, Inc.
misaves.com
(877) 861-6377
Open to all $235,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
MN Minnesota College Savings Plan
TIAA-CREF Tuition Financing, Inc.
mnsaves.org
(877) 338-4646
Open to all $235,000 Qualified withdrawals are tax free
MS Mississippi Affordable College Savings (MACS) Program
TIAA-CREF Tuition Financing, Inc.
collegesavingsms.com
(800) 486-3670
Open to all $235,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
MO MOST--Missouri's 529 College Savings Plan
Upromise Investments, Inc.
missourimost.s.upromise.com
(888) 414-6678
Open to all $235,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
MT Montana Family Education Savings Program--CollegeSure® 529 Plan
College Savings Bank
montana.collegesavings.com
(800) 888-2723
Open to all $335,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
Pacific Life Funds 529 College Savings Plan (MT)
Pacific Life Funds
collegesavings.pacificlife.com
(800) 722-2333
Account owner must be a Montana resident at time of enrollment $335,000
NE College Savings Plan of Nebraska
First National Bank of Omaha
planforcollegenow.com
(888) 993-3746
Open to all $360,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
NV The Upromise College Fund
Upromise Investments, Inc.
upromisecollegefund.com
(800) 587-7305
Open to all $370,000 Nevada has no state income tax
The Vanguard 529 Savings Plan
Upromise Investments, Inc.
vanguard.com
(866) 734-4530
Open to all $370,000
USAA 529 College Savings Plan
Upromise Investments, Inc.
usaa.com
(800) 292-8825
Open to all $370,000
NH UNIQUE College Investing Plan
Fidelity Investments
fidelity.com/unique
(800) 544-1914
Open to all $330,000 New Hampshire has no state income tax
NJ NJBEST 529 College Savings Plan
Franklin Templeton Distributors, Inc.
njbest.com
(877) 465-2378
Account owner or beneficiary must be a New Jersey resident at time of enrollment $305,000 Qualified withdrawals are tax free
NM The Education Plan's College Savings Program
OFI Private Investments, Inc.
theeducationplan.com
(877) 337-5268
Open to all $294,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
NY New York's 529 College Savings Program
Upromise Investments, Inc.
uii.nysaves.s.upromise.com
(877) 697-2837
Open to all $375,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
NC National College Savings Program
College Foundation, Inc.
cfnc.org/nc529
(800) 600-3453
Open to all $382,032 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
ND College SAVE
Upromise Investments, Inc.
collegesave4u.s.upromise.com
(866) 728-3529
Open to all $269,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
OH Ohio CollegeAdvantage 529 Savings Plan
Ohio Tuition Trust Authority
collegeadvantage.com
(800) 233-6734
Open to all $345,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
OK Oklahoma College Savings Plan
TIAA-CREF Tuition Financing, Inc.
ok4saving.org
(877) 654-7284
Open to all $300,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions
OR Oregon College Savings Plan
TIAA-CREF Tuition Financing, Inc.
oregoncollegesavings.com
(866) 772-8464
Open to all $310,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a four-year carryover of excess contributions
PA Pennsylvania 529 Investment Plan
Pennsylvania Treasury Department
makecollegepossible.com
(800) 440-4000
Open to all $368,600 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
RI CollegeBoundfund
AllianceBerstein LP
alliancebernstein.com/ri
(888) 324-5057
Account owner or beneficiary must be a Rhode Island resident, or the account owner must work in Rhode Island at time of enrollment $365,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
SC Future Scholar 529 College Savings Plan
Columbia Management Distributors, Inc.
futurescholar.com
(888) 244-5674
Account owner or beneficiary must be a South Carolina resident or an employee of the State of South Carolina or Bank of America at time of enrollment $318,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
SD CollegeAccess 529
Allianz Global Investors Distributors
collegeaccess529.com
(866) 529-7462
Account owner or beneficiary must be a South Dakota resident at time of enrollment $350,000 South Dakota has no state income tax
TX Texas College Savings Plan
OFI Private Investments, Inc.
texascollegesavings.com
(800) 445-4723
Open to all $320,000 Texas has no state income tax
UT Utah Educational Savings Plan (UESP) Trust
Utah Higher Education Assistance Authority
uesp.org
(800) 418-2551
Open to all $368,000 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
VT Vermont Higher Education Investment Plan
TIAA-CREF Tuition Financing, Inc.
vheip.com
(800) 637-5860
Open to all $352,800 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
VA Virginia Education Savings Trust (VEST)
Virginia College Savings Plan Board
virginia529.com
(888) 567-0540
Open to all $350,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
CollegeWealth
Virginia College Savings Plan Board
virginia529.com
(888) 567-0540
Open to all $350,000
WV SMART529 WV Direct College Savings Plan
Hartford Life Insurance Company
smart529.com
(866) 574-3542
Account owner or beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. Armed Forces at time of enrollment $265,620 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
SMART529 Select
Hartford Life Insurance Company
smart529select.com
(866) 574-3542
Open to all $265,620
WI EdVest
Wells Fargo Funds Management
wellsfargoadvantagefunds.com
(888) 338-3789
Open to all $330,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap