Do you need a prenuptial agreement? Will your family be eligible for Social Security survivor benefits? Is your home protected from natural disasters? What if you win the lottery or inherit a fortune? If you are disabled or if your spouse dies unexpectedly, will you know what to do? How can you care for your aging parents and keep your own life organized? It’s wise to think things through before you find yourself faced with difficult choices or sudden disruptions. Grace under pressure comes from careful preparation for life’s expected and unexpected changes.