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More than ever before, Americans need to take responsibility for saving for retirement. Whichever savings vehicles you choose—from 401 (k) plans to mutual funds to annuities—it’s never too early to begin preparing you for your Golden Years.

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Spring Cleaning Your Debt

In addition to typical spring cleaning tasks, you may want to take this time to focus on your finances. In particular, now may be as good a time as ever to evaluate your debt situation and try to reduce and/or eliminate any debt obligations you may have. The following are some tips to get you started.

Ask the Money Dr.


I have an irrevocable trust with my three sons named as beneficiaries. Can only one son draw money out of that account or do all three have to sign? Read Answer