Even if you have disability insurance from more than one source, don't expect a financial windfall during your disability period. Generally, the maximum benefit you can collect is 65 to 70 percent of your gross income. Insurance companies will make every effort to avoid paying you combined benefits that exceed your after-tax income.
The 360 Degrees of Financial Literacy Web site offers general information for managing personal finances and does not recommend specific financial actions. For financial advice tailored to your situation, please contact an expert such as a CPA or a personal financial advisor.