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Personal Finance Financial Topic

Do you feel like you’re living paycheck to paycheck?  Does it seem like you’ll never have the money to live your dreams like owning a home or retiring early?  If so, you need to take a serious look at your money management skills. Start keeping a budget and tracking how much you spend.  With planning, you can make realistic financial goals come true.

Articles
Buying a car
ArticleABCs of auto insurance
ArticleBuying a car
Financial Basics
ArticleAchieving Your Financial Goals
ArticleAutomatic Payroll Deduction
ArticleEstablishing a budget
ArticleFall Energy Saving Tips
ArticleGetting started: establishing a financial safety net
ArticleSummer Saving Tips
ArticleThree Keys to Financial Success
ArticleWays to Cut Down on Household Expenses
ArticleWorking with a financial advisor
Managing Credit and Debt
Article100 Percent Financing Can Be Costly
ArticleAmericans Are Still in Love with Plastic
ArticleBeware of Credit Repair Clinics
ArticleBeware of Offers for Credit Card Loss Protection Insurance
ArticleChoosing a credit card
ArticleClean Up Your Credit Report
ArticleContemplating bankruptcy
ArticleCredit Card Debt Leads to Bankruptcy
ArticleCredit traps for the unwary
ArticleDealer Financing Whats the Deal
ArticleDebt consolidation
ArticleDebt Counseling
ArticleHow Long Will Negative Information Remain on Your Credit Report
ArticleNegotiating with Creditors
ArticleSet Aside Money for Irregular Expenses
ArticleUnderstanding your credit report
Owning a home
ArticleApplying for a mortgage
ArticleBuying a home
ArticleHow Much of a Down Payment Do You Need
ArticleOpening the door to homeowners insurance
ArticlePay Less Interest with a Short-Term Mortgage
ArticleRefinancing your mortgage
ArticleSelling a home
ArticleTapping the equity in your home
ArticleTax benefits of home ownership
ArticleUsing Gift Money for a Down Payment
ArticleYour home as a source of dollars in retirement
Tools
Tool2008 Feed the Pig Calendar
Owning a car
ToolAuto insurance analyzer
ToolAuto Loan Early Payoff
ToolAuto loan payment calculator
ToolAuto Loans
ToolAuto Rebate vs. Low Interest Financing
ToolHome Equity vs. Auto loan
ToolHow to save money on your auto insurance
ToolLease vs. Buy
ToolLow Interest Financing Savings
ToolShould you buy or lease your car?
Owning a home
ToolAdjustable Rate Mortgage Calculator
ToolARM vs. Fixed Rate Mortgage
ToolBalloon Mortgages
ToolHome Budget
ToolHomeowners insurance quiz
ToolHow to save money on your homeowners insurance
ToolIs my home mortgage interest fully deductible?
ToolLess common mortgage options
ToolMaximum Mortgage
ToolMortgage APR Calculator
ToolMortgage comparison: 15 years vs. 30 years
ToolMortgage Loan Calculator
ToolMortgage payment calculator
ToolMortgage Payoff
ToolMortgage Points Calculator
ToolMortgage Qualifier
ToolMortgage Required Income
ToolMortgage Tax Savings Calculator
ToolPopular types of mortgages
ToolRefinance Breakeven
ToolRefinance Interest Savings
ToolRent vs. Buy
ToolShould you refinance your mortgage?
Saving Spending and Borrowing
ToolAccelerated Debt Payoff
ToolAlternative Payment Frequencies
ToolAmortizing Loan Calculator
ToolBalloon Loan Calculator
ToolBasic Financial Calculator
ToolBenefit of Spending Less
ToolBi-weekly Payment Calculator
ToolCertificate of Deposit Calculator
ToolCheckbook Balancer
ToolCompound Interest
ToolConsolidation Loan Investment Calculator
ToolConsumer price index inflation calculator
ToolCool Million
ToolCredit Assessment
ToolCredit Card Optimizer
ToolCredit Card Pay Off
ToolCredit cards--advantages vs. disadvantages
ToolCredit Line
ToolDebt Consolidation Calculator
ToolDeciding which credit card to get
ToolDon't delay your savings!
ToolEmergency Savings Calculator
ToolEnhanced Loan Calculator
ToolEquity Line of Credit Payments
ToolExisting Loan Calculator
ToolGrowth of annual deposits calculator
ToolHow much do you owe?
ToolI can't pay my bills. Should I declare bankruptcy?
ToolLine of Credit Payoff
ToolLoan & Credit Line Tax Savings
ToolLoan & Line Payment
ToolLoan amortization calculator
ToolLoan Comparison Calculator
ToolLoan Prequalification Calculator
ToolLunch Savings Calculator
ToolNet Worth Calculator
ToolNet worth calculator
ToolPersonal cash flow worksheet
ToolPersonal Debt Consolidation
ToolRolldown your Credit Card debt!
ToolSavings Calculator
ToolSavings Distribution Calculator
ToolSavings Goals
ToolSavings, Taxes and Inflation
ToolWhats the difference between Chapter 7 and Chapter 13 bankruptcy?
FAQs
Bankruptcy
FAQCan I buy a house even though I declared bankruptcy?
FAQI can't pay my bills. Should I declare bankruptcy?
FAQWhat's the difference between Chapter 7 and Chapter 13 bankruptcy?
Buying a home
FAQCan I buy a house even though I declared bankruptcy?
FAQCan I buy a house with no money down?
FAQHow much house can I afford?
FAQHow much money do I have to put down to buy a house?
FAQShould I buy a home or continue renting?
FAQShould my partner and I buy a house together even though we're not married?
FAQWe just bought our first home. What can we deduct from the settlement statement?
FAQWhat is involved in buying a house that's for sale by owner?
FAQWhat's the Homestead Act?
Buying selling or leasing a car
FAQHow much will my monthly car payment be?
FAQIs there any way to get out of a car lease?
FAQShould I buy or lease a car?
FAQShould I pay cash for a car or finance it?
Credit basics
FAQHow can I correct errors on my credit report?
FAQHow can I figure out my net worth?
FAQHow can I get credit if I have no credit history?
FAQHow can I protect myself against identity theft?
FAQHow can I reduce my spending?
FAQHow can I repair my poor credit?
FAQHow do I get a copy of my credit report?
FAQHow long should I keep copies of my tax returns?
FAQHow much money should I keep in a savings account for emergencies?
FAQI can't pay my bills. Should I declare bankruptcy?
FAQShould I invest my extra cash or use it to pay off debt?
FAQWill debt consolidation hurt or help my credit rating?
Credit Cards
FAQHow can I lower the interest rate on my credit card?
FAQHow can I pay off my credit card debt?
FAQI get a lot of credit card offers. How can I tell which one is best?
FAQI've finally paid off my credit cards. Should I close the accounts or leave them open with zero balances?
Marriage and credit issues
FAQAm I liable for my spouse's debts?
FAQI'm marrying someone with bad credit. How will this affect me?
FAQShould I open a joint checking account with my spouse?
FAQWhat's the difference between an "injured spouse" and an "innocent spouse"?
Mortgages
FAQCan I use a piggyback mortgage as an alternative to private mortgage insurance?
FAQCan my mortgage lender require me to have an escrow account?
FAQI am behind on my mortgage payments. Will my lender begin foreclosure proceedings?
FAQI'm a first-time homebuyer, and I don't have a lot of cash to put down on a house. What type of mortgage would be best for me?
FAQIm having a hard time selling my home. Should I take out a reverse mortgage
FAQMy mortgage includes a statement that a penalty may be imposed for early payoff. What does that mean?
FAQShould I choose a mortgage with no points and pay a higher interest rate, or should I put money toward points to lower the interest rate on a mortgage?
FAQShould I take out a home equity loan to pay for my child's tuition?
FAQWhat are the advantages of making biweekly mortgage payments?
FAQWhat's involved in getting a VA mortgage?
FAQWhat's the difference between a home equity line of credit and a second mortgage?
FAQWhich mortgage is better: fixed rate or adjustable?
FAQWhy do I have to purchase homeowners insurance in order to obtain a mortgage?
Private mortgage insurance
FAQCan I use a piggyback mortgage as an alternative to private mortgage insurance?
FAQWhat's private mortgage insurance , and can my mortgage lender require me to have it?
Refinancing a mortgage
FAQDo I need to let my homeowners insurance company know that I'm refinancing my mortgage?
FAQI refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?
FAQShould I refinance my home mortgage?
Selling a home
FAQHow do I figure the tax on the sale of my home?
FAQI'm having a hard time selling my home. Should I take out a reverse mortgage?
FAQI'm retired now and own my home outright, but I need money to live on. How can I use my home to raise some money without selling it?
FAQShould I sell or rent out my present home?