Various organizations within the federal government offer information and assistance to anyone starting or running a small business. Most have special offices that'll work with your specific needs and concerns. You might start with the U.S. Small Business Administration--it offers a wealth of information and assistance on many small-business topics. Contact the Small Business Answer Desk at (800) U-ASK-SBA (827-5722).
The 360 Degrees of Financial Literacy Web site offers general information for managing personal finances and does not recommend specific financial actions. For financial advice tailored to your situation, please contact an expert such as a CPA or a personal financial advisor.