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Question for the Money Doctors

Question submitted on Jul 13, 2013.


My step dad passed away recently. My mom and my step dad were alert and lives in the nursing home.My question :is my mom entitled to receive survivor''s benefit? They were married for almost 10 yrs.Thank you.


I think that you might be using the wrong term in your question since survivor's benefits generally apply to benefits paid to family members of a deceased working person not collecting Social Security benefits. Since your step Dad was in a nursing home, I assume that he wasn't working at the time of his death. If he and your Mother were married and of retirement age, your Mother would be entitled to the higher of her own Social Security benefit (based on her own earnings record) or your step Dad''s Social security benefit. It is best to call the Social Security Administration at 800-772-1213, to clarify the facts and discuss the available options for your Mother.

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