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Question for the Money Doctors

Question submitted on Oct 7, 2011.

Question

My sister adopted her daughter 4-5 years ago. After the adoption, her natural father passed away. He paid enough SS in through working for his daughter to receive survivor's benefits. Would my neice qualify for this benefit since she was adopted?

Answer

Based on our initial research, the legal adoption prevents the ability to collect survivor benefits from the natural parent but there may be exceptions.  We recommend calling the social security office at 800-772-1213 with the facts surrounding the specific situation.


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