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Question for the Money Doctors

Question submitted on Feb 3, 2014.

Question

My mother -in-law helped my sister in law buy a home and is on the deed and on the refinance they did. How will this effect her if we need to qualify her for nursing home care

Answer

Generally, if your mother-in-law does not reside in the house that she jointly owns with your sister-in-law, then her stake in the property would disqualify her from Medicaid coverage of nursing home care.

However, the eligibility rules are very complicated and exceptions may apply. I suggest you consult an attorney specializing in elder care to help you decode the Medicaid regulations and make a plan for your mother-in-law.


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