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Question for the Money Doctors

Question submitted on Oct 16, 2012.

Question

My father passed away will my step mom receive his full social security benefits?

Answer

If there are no surviving minor children (under age 18), then yes, your stepmom would receive the full survivor benefits.  However, if you, or any siblings are under the age of 18 (19 if still attending high school), then there would be social security survivor benefits available to you as well.  If you live with your Mom, and she and your Dad were divorced, then your Mom could also be entitled to survivor benefits.  I suggest you contact the Social Security Administration at 1-800-772-1213.  They will be your best resource to answer questions and apply for benefits.


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