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Question for the Money Doctors

Question submitted on Nov 15, 2011.


My credit is in chaos I am a nontraditional student that goes to school full time Im a parent and I only work part time so not to fall behind in my studies would like to see a plan to get my finance back on track


I think most young students have at one time or another been in a situation as yours.  It is difficult, emotionally draining, and often gets worse before it gets better.  Unfortunately you didn't provide enough information about yourself to allow us to offer assistance.  You mentioned you are a parent.  Are you married, and if so, does your spouse work?  You mentioned you work part time.  How much do you make and do you have fringe benefits provided?  Is it credit card debt or mortgage debt?  Is student loans an alternative? 

If you give us a little more detail about yourself and your finances, we might be able to give you a more definitive idea as to how to plan your financial future.

Good luck.

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