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Question for the Money Doctors

Question submitted on Apr 27, 2012.


A 70 years old person is still employed and is a contributory to the 401-k retirement plan at work. Can he postpone his Required Mandatory Distributions from his retirement plan until he/she retires? Where can I file the relevant rules/regulations on this subject?


He cannot postpone it.  RMDs are required event if he is still employed and over 70 1/2.  Check out IRS Pub 590 or  which gives you a calculator on how much his annual RMD should be.  If you need to connect with a CPA Financial Planner in your area, go to

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