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My husband and I filed for bankrupty in2009. We are still having financial difficulties due to subsequent medical bills. His income is the source of income besides my earning small monies for odd jobs. I want to rebuild my credit independent of using his income on the application. He got another credit card since the bankruptcy but is behind on it. What can we do to...
Submitted Jan 13, 2012
My husband and I had a mortgage and a home equity. We paid off the first mortgage. We have a blance of $64000.00 on the home equity loan. Since the first is paid off what happens to the home equity loan?
Submitted Jan 11, 2012
I''m 63 and finally got our kids through collage and paid off our debt, except for our home. Last year (Nov. 2010) we started a simple IRA and have put the max in it every month ($12,000 each). I''ve found out that we have lost $3,500 this past year in those accounts. Besides a savings account with 6 months living expenses in it, we don''t have any other...
Submitted Jan 10, 2012
Read that there is no tax on long term capital gains for 2011&2012 if married income under $69,000. I can cash a annuity of $120,000 invested to $150,000 not a IRA gain apx $30,000..Have not cash it yet. what to do?? Thanks
Submitted Jan 9, 2012
My husband was laid off from Kodak in 1998. He took a lump sum from Kodak for his rietirement but left it in T Rowe Price. With Kodak facing a possible bankruptcy how safe is this money? At this point it is all in the Fund D. This morning on your radio show you eluded to the possibility that it may not be safe. We''re not sure if this pertains to us or not.
Submitted Jan 8, 2012
What are my options for getting a financial adviser at a reasonable rate? Broker, Accountant, Other? Too many extenuating circumstances to ask here, I''d imagine. But the long and short of it is: I''m an American living in Spain, my father made me a gift of $9,000 for a nest egg. Would like to diversify but am not sure if the old advice applies in current...
Submitted Jan 7, 2012
Thank you for taking my question, it is in regards to life insurance. I am a single father 47 years of age and for the most part healthy. I am employeed by the same company since 1985. I own my home (well the bank ownes it) and I have about $80K in equity at the moment, the home is now worth about $380K. I have $100K company paid life insurance. I have about $135K...
Submitted Jan 7, 2012
MY MOTHER PASSED AWAY WHEN I WAS 15 YEARS OLD, I AM NOW 29. SHE WAS DISABLED AND WAS RECIVING DISABILITY BENNIFTS. SHE DID WORK WHEN SHE WAS YOUNGER. I WAS TOLD I SHOULD OF RECIVED SURVIVAL BENNIFTS. SHOULD I HAVE?
Submitted Jan 5, 2012
Submitted Dec 29, 2011
What is the difference? Traditional Ira, Roth Ira, 401 k? I had 401 k , quit my job 5 yrs ago transferred $ to a traditional Ira(30 k) now have a newborn , will be going back to work in the next year after finishing masters and would like to open college fund for daughter now with money in IRA account.
Submitted Dec 27, 2011