Read Past Q&As
I would really like to buy a house in two years. My focus right now is on my credit. In the next year I have a few collections that will be falling off of my report. I have 2 collections that will expire in 2016. They are for very large amounts. My question is, in my quest to get the best mortgage and save enough down payment, should I pay off the old debt and let it...
Submitted May 4, 2012
Our children are grown, and this year we had to pay taxes. We file joint, and earn ~120K gross. We are both in our early 50''s. If I were to defer some income (12K), I would have less to contribute to the additional principal on our 30-year mortgage for 250K at 4% interest. Could you direct to a calculator that would help to project the savings on deferring some...
Submitted May 3, 2012
Hello, I have been offered a position with a New Zealand company which operates in Singapore. So, (a US citizen ) will be moving to Singapore. I was wondering if there is advise you have that would allow me to forego double taxation? thank you! paula
Submitted May 3, 2012
i am looking to gain as much interest on some sort of vehicle with a time limitation of 5 yrs - i don''t mind the investment being somewhat risky - cheers!!! bob
Submitted May 2, 2012
I had a question on how a settlement would appear on a credit report. I have a student loan that is with a collection agency.. it will show up as past due until it is paid off. Would it be a large ding to my score to pay a settlement and get moving towards a better payment history?
Submitted May 1, 2012
my friend is a student on F1 visa in USA. During her studies, she did consultancy in India while staying in USA. She earned less than $5000 in a year. Does she need to pay taxes on the income she earned? Thanks.
Submitted Apr 30, 2012
My spouse has cancer and even with medical insurance, we have almost depleted our rainy day fund with co-pay, above URC charges, etc. How can we keep up with our regular expenses, and still pay all these bills?
Submitted Apr 29, 2012
My mother is transfering ownership of her life insurance policy over to my sister and myself. Therefore, we had to fill out a tax for W-9. I was wondering why we had to fill this form out if life insurance was tax-free?
Submitted Apr 28, 2012
A 70 years old person is still employed and is a contributory to the 401-k retirement plan at work. Can he postpone his Required Mandatory Distributions from his retirement plan until he/she retires? Where can I file the relevant rules/regulations on this subject?
Submitted Apr 27, 2012
my name is lucretia rogers i am tired of pay check to pay check and need some financial advice i have a problem in saving i gross 4,200 a month and i just move in a apartment 1,800 month 300 utilities how can i save and live comfortable at the same time im disable with a injury and my only income i want to save 20,000 a year is it posible and how please help im...
Submitted Apr 26, 2012