Read Past Q&As
I am 50 years old, working fulltime and attending college at night. My bank just closed my line of education credit because my credit score has dropped too low. I need to turbo boost my credit score in the next six months which is the deferrment period before my loans become due. I am a year away from graduating and am devastated by this event. I know the usual...
Submitted Jun 4, 2013
Submitted May 19, 2013
Due to a disability, I am unable to work and have had to retire at 49. Given the economy and my future earnings capabilities (doctors say that any employment would have to be part time) do you have any suggestions as to what would I need to do in order to save more money for the future. Would an Individual Retirement Account be something that I should consider?...
Submitted May 20, 2013
I just got medicare. I do not wish to purchase any suppliment. What specifically will medicare (stand alone) cover? Thank you.
Submitted May 24, 2013
we have six months cash on hand + an extra $40,000. We have $75,000 left on our morgage. Would paying down the morgage with the $40,000 make sense or would it be best to "invest" it?
Submitted Apr 29, 2013
Hello...I am being paid by my ex-spouse for my living expenses via maintenance. He pays me using the payroll company that his business uses. I asked him to withhold my taxes since he pays me through his business payroll department. He said that his accountant said that since I am NOT employed by him this is not possible. He currently pays for some of my health...
Submitted May 12, 2013
I have had several debts sent to different collection agencies. How do I pay down and which one do I choose first?
Submitted May 13, 2013
I have 401K money with an investment firm, and I am 71+, the firm just started sending me a few thousand dollars at the end of the year, because they have to, if I was to take all my monies out at one time how much tax would I have to pay, I would rather have all my cash because I am making nothing being invested, each year the firm makes money but not me. My husband...
Submitted May 6, 2013
When asked to calculate my income percentage for any financial planning (i.e. retirement, budgeting, investing), do I use my take home pay amount or the pretaxed amount?
Submitted Apr 28, 2013