Read Past Q&As
My husband and his brother co-own a house in MD. We moved to California and are currently making half of the mortgage payments. We have never been delinquent, but foresee difficulty in making payments in the future. Does a home loan modification negatively affect his credit score? What options allow him to reduce the monthly mortgage payments while maintaining...
Submitted Jul 13, 2011
I work for a small company that does not offer a 401(k). My husband works for a larger company that has a very nice 401(k) with match. We have used this to our advantage and almost all of our retirement savings are in his 401(k). This is not a problem except that we recently went through a very rough patch in our marriage and although we are doing much better now, I...
Submitted Jul 12, 2011
Hello, Can a collection agency and a credit card company sue me for a credit card debt? If I use a debt consolidation company to pay all the collectors each month.
Submitted Jul 7, 2011
If a collection agency attempts to collect a debt for a credit card company should I continue to send my payments to the credit card company or to the collection agency?
Submitted Jul 5, 2011
My son passed away July of 08. I am now raising his son and have been since the day after his death. His mother hasn''t even called once since. My son was 26 and passed unexpectedly. My son had real bad seizures and could not work much and he had trouble getting anyone to hire him. he has not enough credits payed in to Social Security. We tried to get a disability...
Submitted Jul 3, 2011
My fiancee and I are trying to get our finances in order. He has about $20,000 in credit card debt. I have none. We want to pay off credit cards. What is the best thing route to take. Consolidate, pay off certain cards? He has good credit, but mine is fair from a previous divorce. So we want to start off on the right foot as a couple. What do you suggest.
Submitted Jun 27, 2011
I have a question...When I was born, I was named after my grandparents… I carry their last name… but before my grandfather died he wanted me to receive his SS and his SSI but my stepfather at the time, said he would take care of me! But he didn’t.. So my Grandfathers checks went to my Grandmother.. She remarried.. When I was a little girl she always told me...
Submitted Jun 26, 2011
An electrical contractor has $100,000 (net profit/retained earnings) in the bank in December. He wants the keep it all available for large construction projects that are open for bids in January & February. But, he has to pay a large tax bill for the retained earnings. I know you're going to ask me for more info, but I don't know what that info would be. And, I...
Submitted Jun 25, 2011
My wife and I make combine 80k a yr. We have about 50k left in a mortgage. We also have about 180k in stocks and IRA''s that we max out every yr. We have no credit card bills or vehicles payment. We combine put about 21600k each yr away in mutual funds and IRA''s which we do max out. Can you tell us if this contribution to our retiremnt nest eag is aggresive enough...
Submitted Jun 25, 2011
Submitted Jun 23, 2011