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I have a 401K upward of $450,000.00 The market is high and bonds dying I am nervous about leaving it. I feel treasury bonds and muni bonds have an unsafe future. I like to move half to a life time indexed annuity Can I do that at 50 years of age?
Submitted Aug 6, 2013
My 80+ year-old parents both receive social security, their only source of income. Because their combined income STILL is not sufficient for them to live in their home, family members have been "lending" money to them each month to make ends meet. If either parent ends up in a nursing home, and likely eligible for Medicaid, will the spouse remaining in the home no...
Submitted Aug 2, 2013
I have 1 credit card with a balance of 1500.00, car payment, car ins, & cell. Should I pay this credit card off ?
Submitted Aug 1, 2013
I am interested in establishing an Environmental Watershed Management Company that educates, trains, consults as well as performs waste management functions. What is l3c and how can I set up such an organization? I want to be able to obtain Fed,state,local private/public grants in Baltimore, Md.
Submitted Jul 31, 2013
I am a shareholder in Trousdell Village Co-op in NY. I have always had a personal insurance policy but recently, the Homeowner''s Association is requiring that they be named as an insured. My insurance company, Travelers, says that cannot be done due to conflict of interest issues pursuant to the definition of an insured on the policy. What is the law on it? P.S....
Submitted Jun 20, 2013
Under the ILL fair plan insurance, would my neighbors home be covered if my tree fell on her home during a thunder storm?
Submitted Jun 28, 2013
My mortgage was through Bank of America and I am seriosly behind. They sold my mortgage to another lender and supposedly they do not work through HAMP or any of the other programs to try and refinance. Should I file bankruptcy to avoid foreclosure or lose my home with 18 years of equity?
Submitted Jul 26, 2013
I am amending my 2011 tax return and claiming a loss in my ordinary income (line 14). As the result my adjusted gross income is about "0". Can I postpone my itemized deductions, as a whole or in part, for year 2012? If yes how should I do it? Thanks, Ali
Submitted Jul 28, 2013
How does Indexed Universal Life and Equity Indexed Universal life policies differ from Universal Life Policies?
Submitted Jul 26, 2013
I am divorced with 3 children currently in college and one that will be in college in a year. I am legally required to pay half of their college costs. My girlfriend has a daughter who will be in college in a couple of years. I understand that when we get married my financial info will get added to my step-daughters FAFSA but will we get a break on financial aid...
Submitted Jul 25, 2013