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I am fully disabled per Social Security, and bought a policy in about 1989 through the AICPA Prudential for disability. I have Chronic Regional Pain Syndrome and will never be able to work again. Social Security obviously gives yearly cost of living raises. A booklet I recently received from Prudential says they give them, too, yet I have never received one. ...
Submitted May 1, 2017
I have a whole life policy that is probably lapsed or ended because I paid through my recent former employer. What happens to the net cash value? I show that the net cash value is the balance after the surrender charge. Can I surrender to get the tiny net cash value the balance?
Submitted May 2, 2017
My fiance is considering applying for a line of credit or a second mortgage on his home.. payoff 147k. The home is valued at 250k. His credit is fair. All his bills are caught up but the divorce made a mess of his credit. He wants the money to buy out his ex-wife. He has lived here 22yrs and had a good steady income. He refinanced the house and got a 2 percent...
Submitted May 4, 2017
I received a lump sum Worker's Compensation after being permanently disabled. I am now 61. I was wondering if the money would be better served by paying down my mortgage, or putting in an annuity? The only other income I have is my monthly social security.
Submitted May 18, 2017
I just received an inheritance. Are there resources you can recommend to read? My financial planner recently retired. I did not click with his replacement. How do I find a new one? I have asked friends with not much luck. Thank you. Jo-Ann
Submitted Apr 30, 2017
Is there tax consequences when changing owners on a 529 plan? In a divorce the ownership is changing on a family 529 plan, the beneficiary is keeping the same. the husband is currently the owner, they wish to change to wife as owner and keep the son the same as beneficiary.
Submitted Apr 6, 2017
Having certain issues in the past has caused me to not address my debt. Is it possible to resolve past outstanding debt. I would like to pay past debt that may be over ten years old. How do I locate past creditors when they are no longer in business, been acquired and/or collection activity has stopped.
Submitted Apr 29, 2017
my brother left me the primary beneficiary of a small annuity. if there is a second beneficiary if i should die, can i still sell the anuity?
Submitted May 3, 2017
Submitted May 3, 2017
Hello, My father has passed away last year. My mom already handled this years taxes. However she is not the account holder of Edward jones were there is some money in stock/shares. She has no money in her personal checking or savings and is basically living off the money i give her and her disability. She is only 63. Is there any adviced that anyone has for me to...
Submitted May 5, 2017