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I live in California and make 122k a year, My debt is 44k my rent is $1985. How can I come up with a plan to quickly pay down my debt? My other costs are approx. $500 a month. Half of my debt is a consolidated student loan. I tried to get a debt consolidation loan but cannot.
Submitted Jul 4, 2014
My wife was injured falling from stairs at a friend's home where we were house sitting. He rents the home, so I assume it's the actual OWNER that would need to be involved. My question: Would attempting to file claim on his home owner's policy (my wife was not insured at the time) in any way damage him or his insurance (i.e. - increased premiums, etc.)? Also, how...
Submitted Jul 14, 2014
Submitted Jul 15, 2014
I have a term life ins policy that has a loan outstanding.Premiums paid $116,704 and outstanding policy loan bal $258,171. According to what I read on your site, I will have taxable ordinary income of $141,461??? (I can no longer afford the cost of the insurance, loan interest, etc. and plan to let the policy lapse) Anyway around this taxable event????
Submitted Jul 16, 2014
I had to file chapter 13 bankruptcy in 2011. I was trying to hold onto my condo. I am nearing the end of my case. I will have to move out of my condo. I have applied for a home loan and was approved under certain requirements. How do I find a lender who under stands bankruptcy. I have a down payment saved. I have also increased my credit score. I need a lender who...
Submitted Jul 4, 2014
I just inherited $100,000. What is best thing to do with it? I have $100,000 ira account, $15,000 in savings and owe $101,000 on a townhome. I am divorced.
Submitted Jul 1, 2014
I am on the board of a non-profit corporation that is looking at possible business loans. Loan agents have assured me that although they need my credit information to get an unsecured loan for the non-profit, it will not affect my personal credit score, or credit history. Is this true? What if for some unknown reason the non-profit defaults on the loan? Does it...
Submitted Jun 26, 2014
Our grand mothher past away and there is a policy nameing 3 people the beneficiaries me my sister and one other. we can't find or contact one person can we still collect on the policy without the 3rd party
Submitted Jun 25, 2014
Im retired since 2010 .chapter 7 granted the 1st of January 2009. I have an insurance life policy that the irs says i owe 76,000. If this is true what % of said amount of tax i have to pay the irs. I.m retired and on ss only for income. Please advise my options? thank you S rector
Submitted Jun 18, 2014
My aunt has collected disability amounts since she was seven years old. She is 60 now. She asked us to buy life insurance and name the children as beneficiaries. A letter came from the SSA letting us know that medicaid expenses after 55 must be repaid upon her death. She does not have a spouse. Can a lien be placed on the insurance disbursment? Thank you Eric Zarate
Submitted Jun 19, 2014