Read Past Q&As
I ruined my credit in my 20s, I started to repair it in tmy early 30s then went back to school and had to let it all go bad or not finish school, so I let it go. Now im 43, im a registeted nurse but have horrendous credit that I just have no idea how to fix or even where to start. How can I repair my credit?
Submitted Jan 10, 2014
I got an Indexed Universal Life policy through Nationwide. Death benefit of 250k which increases as the cash value increases. The interest paid mirrors the performance of the S&P 500 with a cap of 12% and a floor of 0%. Looking back at the performance of the index over the last 50 years it has averaged about 10%. I know there are no guarantees of future performance...
Submitted Jan 25, 2014
Can proceeds from a 457(b), nonprofit 501(C)(3)organization (I think this is nonqualified plan be contributed to a charitable remainder trust? Thank you.
Submitted Jan 15, 2014
We have a lot of education debt, both federal and private loans, and the payments are debilitating. While there's a lot of talk for improving the situation for those who have not yet taken out loans, there seems to be little available for those of us who educated our children, or for those children who went on to graduate school and now have huge loans. My son, who...
Submitted Jan 29, 2014
Trying to complete FAFSA form for my daughter and it asks how I will be filing my taxes this year. I don''t know if I should file as Head of Household or Married Filing Separately. My husband moved out Feb. 2013 and left me responsible for mortgage, utilities, cable, phone, etc. He was ordered by court to pay me maintenance each month eff. July 2013. He also paid...
Submitted Jan 20, 2014
Submitted Jan 8, 2014
Me and my wife both make a pretty decent salary with only one child, but somehow we are always living paycheck to paycheck and saving very little. If we do save we somehow end up having to take from the savings on a regular basis. Is there a business that offers a service that will sit down with us and look at all of our expenses to help us figure out how much we...
Submitted Jan 9, 2014
Our company plans to make a retirement payment to any employees who retire from the company (1 month for every year with the company). When we make the retirement related payment to the employee, what options are available to label this retirement payment on the employee''s W2? If we label the retirement payments as income, then some employees may not qualify for...
Submitted Jan 14, 2014
65 yr old single with 401k 100k retiree status. Need to take out 10k from acct and roll over the rest . How do I do this without too much tax penalty. And what should I rollover to?
Submitted Jan 15, 2014
I have a whole live insurance(I''m 74)policy with state farm for 60,000. the annual premium is 2142.40.The dividends were used to pay the unpaid premium. The previous loan total was 95,314.62 plus loan interest due of 5,718.88, making a new loan balance of 101,033.50. My dividends are left with the company to accumulate at interest, and my total dividend...
Submitted Jan 2, 2014