Read Past Q&As
Can my parents give gifts of 28,000 to me, my son and daughter (each)in one tax year under the exclusion law?
Submitted Mar 13, 2014
Submitted Mar 14, 2014
Must a tax return be completed for an irrevocable family trust for each year it holds assets, or just a one-time filing to establish its existence?
Submitted Mar 12, 2014
Hello, My car insurance company has increased the premium. Now i should pay 4150/month instead of $119/ month. The reson they have increase is: They asked for odometer report after a year and I did not provide them with such information. Now my question from you is: Are they able to increase it and take the extra money from my credit card without my permission?...
Submitted Mar 6, 2014
With a universal life policy is it better to take out a loan or an advancement? If an advancement, will that reduce both the policy face value and the cash value?
Submitted Mar 7, 2014
Our son graduated from college. We have 38,000.00 in parent loans. The interest rate Sallie Mae charges we will end up paying double what we borrowed in interest. We are set up on a 10 year loan and every 2 years the payment increases by a couple hundred dollars. We will not be able to afford it. Any suggestions on a better way to pay this ?
Submitted Feb 12, 2014
Hello, I have a 1st and 2nd mortgage on my home. 1st is 98,000, 4.6% conventional loan/$720/ mo. 2nd is 58,000 4.3% HUD Loan/$340/mo. I would like to refinance to combine the 2 loans. I am under water with my home. Is there any programs out there to assist me? Please let me know if you need further information. I've looked into Hamp/Harp and...
Submitted Feb 19, 2014
A friend of ours was helping us in our home . Electric saw jumped and cut of parts of 3 fingers. His work is not going to pay him during time off. Surgeon is saying 12 weeks. Is there anything our homeowners policy could help with?
Submitted Feb 21, 2014
I would like to retitle my fixed annuity and 403(b) and 457(b) accounts as joint ownership in the names of my two daughters. What are the pros and cons of doing this. These accounts are approx. 14 years old. Thank You.
Submitted Mar 6, 2014