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My question is in reference to Home Owners Insurance. My porch is damaged, worn, falling apart and it''s a risk in certain areas if you walk on it. I''m a single parent, own my home but can''t afford to have the porch redone. Will my homeowners pay to have the porch redone entirely. I''m assuming it would cost around $2000.00 and I have a deductible of $500.
Submitted Dec 6, 2011
I have a private loan with Sallie Mae that I took out for graduate school that I would like to pay down. The loan was originally for $20K, but I have paid half off so it I now owe $10K. The problem is that the interest is 11% and with it so high it will be very hard to get ahead. I paid a lot at once before but with my job now I would only ever be able to afford...
Submitted Nov 19, 2011
I am 50 years of age and have been working at ups for 25 years.For contract reasons I am planning on leaving next November with partial pension and full benifits for myself, my wife and my 2, 14 year old children. My monthly pension would be around 3,000. I am undecided wheather to take a spouce deduction of app. 250.00 per month ,would give my wife half of that...
Submitted Nov 16, 2011
My credit is in chaos I am a nontraditional student that goes to school full time Im a parent and I only work part time so not to fall behind in my studies would like to see a plan to get my finance back on track
Submitted Nov 15, 2011
My father, age 82 has credit card debt of $36,000 for which he pays $760/month. He is short $300/month in paying his regular monthly expenses. Should he consider bankruptsy?
Submitted Nov 14, 2011
What is the best way to get advice for finacial planning? I had engaged a planner earlier but it soon became obvious that he was more intesreted in selling finacial products like insurance etc. I live in Nassau County in NY. Could you please refer me to any resources? Also how could I educate myself on this. Thanks
Submitted Nov 13, 2011
I have a question regarding Net Worth. My husband and I both work and are 29 and 30 respectively. Our annual combined income is approximately $120,000. We cannot agree on what our Net Worth should be at our age. We own a house worth $200,000, he has $50,000 away in liquid savings for retirement purposes and I have $20,000 in retirement accounts. We will also be debt...
Submitted Nov 11, 2011
My wife and I are hoping to buy a house in the next three years. I have credit and she has none. How important is it for both spouses to have good credit?
Submitted Nov 6, 2011
This link on your site below is not showing the article, can we have that fixed. This is something that interests me greatly: http://www.360financialliteracy.org/Topics/Paying-for-Education/Going-to-College-as-an-Adult/Going-back-to-school-as-an-adult
Submitted Nov 3, 2011
I have worked in the banking sector (retail)for 30 + yrs todate. Am now 60 yrs and consider retiring. My savings with National Social Security Fund average $4000. Current rate of inflation is 28%baseline. I have a passion to retire to doing financial services industry in particular "forex trading". But the regulator requires $20,000. to obtain a dealing license. I...
Submitted Nov 1, 2011