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In reponse to a question on 4/15/2010 concerning credit card problems, you provided a link to "Consumer Credit Counseling Services" as a reputable agency that the person with the question might consider. Would you still consider them to be a good choice and are there others that I might consider ? Thanks
Submitted May 19, 2011
My son has been offered a job in texas as an engineer . they have a 401k plab whereby the company matches 8% when he contributes at least 2% of his pay What does this mean?
Submitted May 18, 2011
Should I contribute any post tax money into a 401k?
Submitted May 18, 2011
My wife and I are public school employees. If we get foreclosed on or if we go bankrupt. Can creditors come after our 403B if there is judgement against us?
Submitted May 17, 2011
What is the limit on the amount of student loan debt a graduate should carry? I''ve heard that the amount you carry in student loans should not exceed the yearly salary you expect to be making after graduation. Is that generally right?
Submitted May 12, 2011
I have 2 acct. with a DFA financial planner/advisor(IRA and Indiv.accts.) that are doing well now, good gains. I pay him .80% quarterly to manage them but all the funds he has me in I also pay an expense ratio from .30% up to .96%. This I do not like but there''s no way around it unless I change fin. planners/advisors. I realize that these "gains" (around $100,000)...
Submitted May 11, 2011
My husband and I are approximately $40,000 in debt. My husband and I both have good paying jobs, we have more month than money. I estimate that my husband has $500,000 saved towards retirement through his company through their stock program. Should we stop paying towards retirement to pay off the credit card debt?
Submitted May 2, 2011
i am 32yrs.old i just start working again 3months ago. i found out my childs mother is on welfare and they''re taking a huge chunk out of my check. im in arrears of $13,ooo. being that i owe welfare,and they''re taking money out my check,can i open a bank account in my name, or purchase any cd''s/bonds? i heard welfare can put a levi on my account. is that true,even...
Submitted May 2, 2011
I am a 63 year old female. I am still working. I need money for necessary repairs on my home. Now that the interest rates are low should I refinance or take money out of my retirement savings plan? I often get information about reverse mortages, but I don''t think I want to go that route
Submitted Apr 27, 2011
I received an excellent response to a question submitted by me on January 10, 2011. In retrospect, I did leave out some important details in the original question. My $1.1 million in savings is divided into five different CD''s as a trust with family benificiaries. The bank Valley National, which has a conservative lending policy sparing it from the subprime...
Submitted Apr 26, 2011
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