Read Past Q&As
When I appoint a painter who has helpers, ---(whose status as having to have Workmans Compensation Cover I do not know) and the helper is injured, will my Homeowners Insurance cover me against a claim from the helper, assuming I am found guilty of negligence in the upkeep of my home etc
Submitted May 28, 2017
Is there a way to do a 1035 exchange with funds from my fidelity retirement reserves annuity to pay for my yearly John Hancock LTC premium. JH says they will not accept the payment directly from Fidelity as a transfer- it is not their company policy even though the PPA says it is ok. Each year they refuse. Thanks.
Submitted May 20, 2017
Hi there, I am finishing up paying off my debt completely and there are only two cards left to pay off, one at 15 percent interest with about a 3000 balance and another at 12 percent interest at about 2000 balance. have a budget of 400. I am paying 200 hundred on each and estimate paying them off in about 15 months. can you recommend a better and quicker way to pay...
Submitted May 20, 2017
Submitted May 23, 2017
How do seller concessions affect the buyer and seller of a home? I am buying a home and the mortgage lender wants to increase the price from $89,000 to $93,000 and then the seller gives back the $4,000 to cover closing cost. So, how is the seller affected by the $4,000. Will they have to pay taxes on the $4,000 they give back?
Submitted May 24, 2017
I have $200,000.00 in cash in an account bringing .90% interest. Are there any accounts that I can open that gives more interest? I need to remove money as I need it. Thanks Richard
Submitted May 27, 2017
I used a tax person had gotten me audited for three years totaling $15000 besides setting up payments what can I do to lower this debt? The tax preparer did sum illegal deductions! I am active duty Army.
Submitted Apr 22, 2017
I am fully disabled per Social Security, and bought a policy in about 1989 through the AICPA Prudential for disability. I have Chronic Regional Pain Syndrome and will never be able to work again. Social Security obviously gives yearly cost of living raises. A booklet I recently received from Prudential says they give them, too, yet I have never received one. ...
Submitted May 1, 2017
I have a whole life policy that is probably lapsed or ended because I paid through my recent former employer. What happens to the net cash value? I show that the net cash value is the balance after the surrender charge. Can I surrender to get the tiny net cash value the balance?
Submitted May 2, 2017
My fiance is considering applying for a line of credit or a second mortgage on his home.. payoff 147k. The home is valued at 250k. His credit is fair. All his bills are caught up but the divorce made a mess of his credit. He wants the money to buy out his ex-wife. He has lived here 22yrs and had a good steady income. He refinanced the house and got a 2 percent...
Submitted May 4, 2017